Pinellas County property record for 5801 Windermere Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,186 sqft · built 1995 |
| Lot Size | 0.249 acres (10,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $806,000 (Nov 2025) |
| Tax Bill | $7,967 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-1058-0 |
| Primary APN | C62-000-758-1058-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| Gross Area | 4,023 sqft |
| 1st Floor Area | 2,032 sqft |
| Upper Floors Area | 1,154 sqft |
| Flooring | Carpet |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,855 sqft (0.249 acres) |
| Lot Dimensions | 128 ft deep x 114 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 375 sqft |
| Deck Area | 230 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R383401 |
|---|---|
| Street Address | 5801 WINDERMERE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | GLENRIDGE EAST LOT 1 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | GLENRIDGE EAST |
| Legal Tract | 31160 |
| Legal Lot Number | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27324 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Mar 4, 2019 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Mar 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on File |
| Deed Sale | Nov 17, 2025 · Amount on File |
| Prior Sale | Jul 18, 2023 · Amount on File |
| Deed Document Number | 2025322523 |
| Deed Book / Page | 23360 / 1853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0215462207 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 21546/2207 |
| Instrument | 2021169980 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 17, 2025 |
| Property Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0233601853 |
| Book / Page | 23360 / 1853 |
| Map Reference | MB 97 PG 69-72 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025322523 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | ALBRITTON TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,642.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 498 CARY LN, TARPON SPRINGS, FL 34689-6831 |
| Name | Verified Name |
|---|---|
| Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0233601855 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 23360/1855 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0225062348 |
| Book / Page | 22506 / 2348 |
| Map Reference | MB 97 PG 69-72 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023184990 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3340 SUGAR MILL RD, KENNER, LA 70065-2947 |
| Name | Verified Name |
|---|---|
| Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0225062350 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 22506/2350 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0204620147 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5801 WINDERMERE DR PALM HARBOR FL 346851738, PALM HARBOR, FL 34685-1738 |
| Document Number | 0204620147 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 020462/000147 |
| Instrument | 80125 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 13, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0196382287 |
| Book / Page | 019638 / 002287 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5801 WINDERMERE DR PALM HARBOR FL 346851738, PALM HARBOR, FL 34685-1738 |
| Document Number | 0196382287 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 019638/002287 |
| Instrument | 159629 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 22, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 5801 WINDERMERE DR, PALM HARBOR, FL 34685-1738 |
| Document Number | 0195710676 |
| Book / Page | 019571 / 000676 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5801 WINDERMERE DR PALM HARBOR FL 346851738, PALM HARBOR, FL 34685-1738 |
| Document Number | 0195710676 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 019571/000676 |
| Instrument | 97929 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,967.00 (+5.58%) | $475,709 (+2.9%) | $714,424 (+2.96%) Land $201,464 Building $512,960 |
| 2024 | $7,546.00 (+4.92%) Homeowner's exemption | $462,302 (+6.06%) | $693,881 (+5.22%) Land $249,246 Building $444,635 |
| 2023 | $7,192.00 (+2.67%) Homeowner's exemption | $435,868 (+3%) | $659,430 (+6.2%) Land $249,996 Building $409,434 |
| 2022 | $7,005.00 Homeowner's exemption | $423,173 | $620,932 Land $239,258 Building $381,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 213 units insured incl. 62 condo units |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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