5822 Whitfield Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5822 Whitfield Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details1 ba · 915 sqft · built 1985
Lot Size0.027 acres (1,162 sqft)
OwnerTrust Name on Record
Last Sale$82,500 (Sep 2000)
Tax Bill$2,298 (2025)
Deeds & MortgagesSep 2017 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-552440

Property Details

APN / Parcel Number

Primary APN28-552440
Alternative APN
  • 552440

Interior

Full Baths1 Bath
Stories2 Stories
Building Area915 sqft Living Area
1st Floor Area465 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,162 sqft (0.027 acres)
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number552440
Street Address5822 WHITFIELD CT
CityFREDERICK
StateMD
Zip21703-8365
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLOT 35 PLAT 5 BLK A 1162.50 SQ FT FOXCROFT SUBDIVISION
Legal SubdivisionFOXCROFT SUB
Legal BlockA
Legal Lot Number35
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address5822 WHITFIELD CT, FREDERICK, MD 21703-8365
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
LENOX FINANCIAL MORTGAGE CORP
May 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NYMEO FCU
Sep 20, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2000 · Amount on Record
Deed SaleSep 26, 2000 · Amount on Record
Prior SaleOct 2, 1996 · Amount on Record
Deed Document Number20006096
Deed Book / Page2761 / 461
Transfer Doc0000006071
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5822 WHITFIELD CT, FREDERICK, MD 21703-8365
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120420175
DateSep 21, 2017
Book Page12042/0175
Instrument12042-0175
Lender
NameLENOX FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 1, 2032

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5822 WHITFIELD CT, FREDERICK, MD 21703-8365
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137160244
DateMay 7, 2020
Book Page13716/244
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5822 WHITFIELD CT, FREDERICK, MD 21703-8365
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153020262
DateSep 20, 2021
Book Page15302/262
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,567 (+26.74%)$246,700 (+24.28%) Land $115,000 Building $131,700
2025$2,298.00 (+14.96%)
2023$1,999.00 Homeowner's exemption$169,300$198,500 Land $80,000 Building $118,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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