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5820 Whitfield Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5820 Whitfield Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details1 ba · 915 sqft · built 1985
Lot Size0.027 acres (1,162 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Aug 2007)
Tax Bill$2,561 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-552432

Property Details

APN / Parcel Number

Primary APN28-552432
Alternative APN
  • 552432

Interior

Full Baths1 Bath
Stories2 Stories
Building Area915 sqft Living Area
1st Floor Area465 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,162 sqft (0.027 acres)
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number552432
Street Address5820 WHITFIELD CT
CityFREDERICK
StateMD
Zip21703-8365
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLOT 34 PLAT 5 BLK A 1162.50 SQ FT FOXCROFT SUBDIVISION
Legal SubdivisionFOXCROFT SUB
Legal BlockA
Legal Lot Number34
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23326 RAINBOW ARCH DR, CLARKSBURG, MD 20871-4439
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 12, 2017Deed of Trust, Mortgage · VA Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2007 · Amount on Record
Deed SaleAug 30, 2007 · Amount on Record
Prior SaleAug 12, 2004 · Amount on Record
Deed Document Number200774601
Deed Book / Page6720 / 523
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5820 WHITFIELD CT, FREDERICK, MD 21703-8365
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5820 WHITFIELD CT, FREDERICK, MD 21703-8365

Mortgage

Document Number0153690298
DateOct 12, 2021
Book Page15369/298
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5820 WHITFIELD CT, FREDERICK, MD 21703-8365
Document Number0116950120
Book / Page011695 / 000120
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017
Title CompanyLENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5820 WHITFIELD CT FREDERICK MD 217038365, FREDERICK, MD 21703-8365

Mortgage

Document Number0116950120
DateMar 1, 2017
Book Page011695/000120
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,600 (+26.6%)$251,000 (+24.01%) Land $115,000 Building $136,000
2025$2,561.00 (+21.32%)
2023$2,111.00 Homeowner's exemption$172,667$202,400 Land $80,000 Building $122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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