Cecil County property record for 5821 Telegraph Rd, Elkton, MD 21921
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 4,408 sqft · built 1840 |
| Lot Size | 48.5 acres (2,115,012 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,105 (Feb 2016) |
| Tax Bill | $5,474 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-018842 |
| Primary APN | 04-018842 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,408 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 2,115,012 sqft (48.5 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 984 sqft |
| Shed | 1 Shed |
| Shed Area | 1,800 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 018842 |
|---|---|
| Street Address | 5821 TELEGRAPH RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LDR |
| Legal Description | 48.554 ACRES 5821 TELEGRAPH ROAD E OF APPLETON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30602 |
Source: Cecil County assessment roll, APN 04-018842, as of August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5821 TELEGRAPH RD, ELKTON, MD 21921-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jul 09, 2018 | Grant Deed, Transfer ARDENT TITLE COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on Record |
| Deed Sale | Feb 29, 2016 · Amount on Record |
| Prior Sale | Feb 09, 2016 · Amount on Record |
| Deed Book / Page | 3850 / 33 |
| Prior Transfer Date | Jan 22, 2016 |
| Prior Transfer Doc | 0038500038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 5821 TELEGRAPH RD, ELKTON, MD 21921-2951 |
| Document Number | 0043110426 |
| Instrument Date | Oct 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5821 TELEGRAPH RD ELKTON MD 219212951, ELKTON, MD 21921-2951 |
| Document Number | 0043110426 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 004311/000426 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | OXFORD, PA 19363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jul 09, 2018 |
| Property Address | 5821 TELEGRAPH RD, ELKTON, MD 21921-2951 |
| Document Number | 0042680371 |
| Book / Page | 004268 / 000371 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $699.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5727 TELEGRAPH RD ELKTON MD 219212949, ELKTON, MD 21921-2949 |
Source: Cecil County assessment roll as of August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,300 (+26.69%) | $646,100 (+29.87%) Land $105,500 Building $540,600 | |
| 2025 | $5,474.00 (+10.72%) | $497,500 (+11.79%) Land $105,500 Building $392,000 | $497,500 (-) Land $105,500 Building $392,000 |
| 2023 | $4,944.00 | $445,033 | $497,500 Land $105,500 Building $392,000 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150306021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2004 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 47 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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