5745 Telegraph Rd, Elkton, MD 21921 Property Records

Cecil County property record for 5745 Telegraph Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,334 sqft · built 1967
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Aug 2023)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Aug 2023 Sale Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-019709`

Property Details

APN / Parcel Number

Primary APN	`04-019709`
Alternative APNs	`4019709` `019709`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Total Area
Basement Area	200 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	176 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019709
Street Address	5745 TELEGRAPH RD
City	ELKTON
State	MD
Zip	21921-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	1.01 ACRE 5745 TELEGRAPH ROAD E OF APPLETON
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1009
Census Tract	30602

Owner

Source: Cecil County records · APN 04-019709

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37792 CEDAR RD, SELBYVILLE, DE 19975-4390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Nov 01, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 18, 2018	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2023 · Amount on Record
Deed Sale	Aug 01, 2023 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Book / Page	5354 / 232
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 01, 2023
Property Address	5745 TELEGRAPH RD, ELKTON, MD 21921-2949
Document Number	0053540232
Book / Page	5354 / 232
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37792 CEDAR RD, SELBYVILLE, DE 19975-4390

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	5745 TELEGRAPH RD, ELKTON, MD 21921-2949
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5745 TELEGRAPH RD, ELKTON, MD 21921-2949

Mortgage

Document Number	0052550170
Date	Nov 01, 2022
Book Page	5255/170

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 04, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	5745 TELEGRAPH RD, ELKTON, MD 21921-2949
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049610189
Date	Aug 19, 2021
Book Page	4961/189

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 18, 2018
Property Address	5745 TELEGRAPH RD, ELKTON, MD 21921-2949
Document Number	0042300046
Book / Page	4230 / 046
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5745 TELEGRAPH RD, ELKTON, MD 21921-2949
Investor	Possibly a Property Investor

Mortgage

Document Number	0000423052
Date	Apr 18, 2018
Instrument	4230/52

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,000 (+26.82%)	$365,400 (+52.06%) Land $86,600 Building $278,800
2025	$2,659.00 (+48.96%)
2023	$1,785.00 (-25.72%)	$222,367 (+4.2%)	$240,300 (+12.61%) Land $86,600 Building $153,700
2022	$2,403.00	$213,400 Land $86,600 Building $126,800	$213,400 Land $86,600 Building $126,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2004 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 14 locations within half a mile of this property.

Nearby Properties on Telegraph Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures