58148 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58148 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 920 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Aug 2024)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-440-017-00`

Property Details

APN / Parcel Number

Primary APN	`004-440-017-00`

Interior

Full Baths	1 Bath
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	170 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58148 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093-8559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 19. SUPERVISORS PLAT NO 1. SEC 17 T6S R12W. EXC COM AT NE COR LOT 19 TH N 89D 47M 40S W 64.03 FT TO POB TH S 78D 26M 27S
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT NO 1
Legal Lot Number	19
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2011
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 ANDOVER CT NE, LEESBURG, VA 20176-2339
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Mar 25, 1997
Deed Document Number	20245517
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	1844/0167
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 6, 2026
Property Address	58148 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8559
Document Number	0000002396
Instrument Date	Jan 27, 2026
Instrument	20262396
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 ANDOVER CT NE, LEESBURG, VA 20176-2339

Mortgage

Document Number	0000002396,
Date	Apr 6, 2026
Instrument	20262396

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,200 (+6.35%)	$348,400 (+6.35%)
2025	$1,718.00	$163,800 Land $54,700 Building $109,100	$327,600 Land $109,400 Building $218,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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