Warren County property record for 582 Simons Way, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,898 sqft · built 1985 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,266 (2026) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18/105/A |
| Primary APN | 18/105/A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,898 sqft Living Area |
| Gross Area | 4,394 sqft |
| 1st Floor Area | 1,370 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 246 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6764 |
|---|---|
| Old Parcel Number | 18 105A |
| Street Address | 582 SIMONS WAY |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-8565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LARRY W & SONDRA JOHNSON FAM SUB RESIDUE LR13-6904 & BDY ADJ LR18-3542 SL 287I &BDY ADJ LR22-5016 |
| Legal Subdivision | FAM SUB |
| Jurisdiction | WARREN VA |
| Township / Civil Division | FORK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20300 |
582 Simons Way is owned and occupied by two individuals who acquired it in July 2018.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 582 SIMONS WAY, FRONT ROYAL, VA 22630-8565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 10, 2018 | Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST |
| Jul 17, 2018 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2018 |
| Transfer Doc | 0000003542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 582 SIMONS WAY, FRONT ROYAL, VA 22630-8565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 582 SIMONS WAY, RIVERTON, VA 22630-8565 |
| Investor | Possibly a Property Investor |
| Document Number | 0230003290 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 230003290 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 871 Months |
| Due | Feb 28, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.42% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 582 SIMONS WAY, FRONT ROYAL, VA 22630-8565 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180004542 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 180004542 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jul 17, 2018 |
| Property Address | 582 SIMONS WAY, FRONT ROYAL, VA 22630-8565 |
| Document Number | 180003542 |
| Map Reference | DOC980006562 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 180003542 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 582 SIMONS WAY, FRONT ROYAL, VA 22630-8565 |
The 2026 property tax bill for 582 Simons Way was $3,266, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,266.00 (+18.81%) | $574,100 (-) Land $114,000 Building $460,100 | |
| 2025 | $2,749.00 (+14.88%) | $574,100 (+17.55%) Land $114,000 Building $460,100 | $574,100 (+17.55%) Land $114,000 Building $460,100 |
| 2024 | $2,393.00 | $488,400 (-) Land $92,500 Building $395,900 | $488,400 (-) Land $92,500 Building $395,900 |
| 2023 | $488,400 Land $92,500 Building $395,900 | $488,400 Land $92,500 Building $395,900 | |
| 2022 | $2,393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 582 Simons Way in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1985–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 582 Simons Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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