Warren County property record for 414 Simons Way, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,364 sqft · built 1995 |
| Lot Size | 9.64 acres (420,093 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Nov 2025) |
| Tax Bill | $4,839 (2026) |
| Deeds & Mortgages | Jun 2025 Second Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18/105/A1A |
| Primary APN | 18/105/A1A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,364 sqft Living Area |
| Gross Area | 9,080 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,596 sqft |
| Finished Basement | 1,197 sqft |
| Unfinished Basement | 1,596 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Fire Resistance | Fireproof Reinforced Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 420,093 sqft (9.64 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 2,592 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 30105 |
|---|---|
| Old Parcel Number | 18 105A1A |
| Street Address | 414 SIMONS WAY |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L 105A1A SAMUEL G DUNCAN FAM SUB & BDY ADJ W/LOT 105 LR09-6045 |
| Legal Subdivision | FAM SUB |
| Legal Lot Number | 105 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | FORK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20300 |
414 Simons Way is owned and occupied by two individuals who bought it in November 2025.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP EQUITY PARTNERS LLC |
| Nov 24, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2021 | Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 20255547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Document Number | 0250002442 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 250002442 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOSTON, MA 02116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 2, 2035 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Nov 24, 2025 |
| Property Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Document Number | 0250005547 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 250005547 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Document Number | 0250005548 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 250005548 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Aug 17, 2021 |
| Property Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Document Number | 0210007236 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 210007236 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | VESTA SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 414 SIMONS WAY, FRONT ROYAL, VA 22630-8516 |
| Document Number | 0210007237 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 210007237 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 414 Simons Way was $4,839, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,839.00 (+18.78%) | $850,620 (-) Land $201,500 Building $649,120 | |
| 2025 | $4,074.00 (-41.17%) | $850,620 (+22.83%) Land $201,500 Building $649,120 | $850,620 (+22.83%) Land $201,500 Building $649,120 |
| 2024 | $6,925.00 | $692,500 (-) Land $149,700 Building $542,800 | $692,500 (-) Land $149,700 Building $542,800 |
| 2023 | $692,500 Land $149,700 Building $542,800 | $692,500 Land $149,700 Building $542,800 | |
| 2022 | $6,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Simons Way in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1985–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Simons Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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