582 Scott Dr, Coldwater, MI 49036 Property Records

Branch County property record for 582 Scott Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,020 sqft · built 1964
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jun 2023)
Tax Bill	$6,448 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-R80-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`070-R80-000-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	3,020 sqft Living Area
1st Floor Area	2,012 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	168 ft deep x 112 ft wide
Garage Area	1,082 sqft

Location & Zoning

Street Address	582 SCOTT DR
City	COLDWATER
State	MI
Zip	49036-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 ALSO COM AT NW COR OF LOT 5 TH N 42DEG 05MIN 50SEC E 218.35 FT ALG N LI OF SD LOT 5 TH DUE E 40 FT TH S 56 FT TH S
Legal Range	06W
Legal Township	06S
Legal Section	26
Legal Subdivision	FT TO POB RUSSMOR RIVER ESTATES
Legal Lot Number	5-6
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1053
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 SCOTT DR, COLDWATER, MI 49036-9137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20233531
Prior Transfer Date	Sep 28, 2011
Prior Transfer Doc	0201105976
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	582 SCOTT DR, COLDWATER, MI 49036-9137
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 SCOTT DR, COLDWATER, MI 49036-9137

Mortgage

Document Number	0202304506
Date	Aug 17, 2023
Instrument	2023-04506

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 28, 2023
Property Address	582 SCOTT DR, COLDWATER, MI 49036-9137
Document Number	0202303531
Map Reference	LB 5 PG 70
Instrument Date	Jun 12, 2023
Instrument	2023-03531
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	582 SCOTT DR, COLDWATER, MI 49036-9137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3571 EDISON ST, TRENTON, MI 48183-3683

Mortgage

Document Number	0202303532
Date	Jun 28, 2023
Instrument	2023-03532

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2024

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 29, 2021
Property Address	582 SCOTT DR, COLDWATER, MI 49036-9137
Document Number	0202108786
Map Reference	LB 5 PG 70
Instrument Date	Nov 29, 2021
Instrument	2021-08786
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	582 SCOTT DR, 582, COLDWATER, MI 49036-9137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 FAIRWAY DR, COLDWATER, MI 49036-8614

Mortgage

Document Number	0202108787
Date	Nov 29, 2021
Instrument	2021-08787

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,200 (+21.22%)	$572,400 (+21.22%)
2025	$6,448.00 (+3.02%)	$236,100 (+47.01%)	$472,200 (+47.01%)
2024	$6,259.00
2023		$160,600	$321,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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