578 Scott Dr, Coldwater, MI 49036 Property Records

Branch County property record for 578 Scott Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,213 sqft · built 1965
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jan 2022)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`070-R80-000-007-00`

Property Details

APN / Parcel Number

Primary APN	`070-R80-000-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,213 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Tri-Level
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	144 ft deep x 122 ft wide
Garage Area	560 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	578 SCOTT DR
City	COLDWATER
State	MI
Zip	49036-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 RUSSMOR RIVER ESTATES SEC 26 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	26
Legal Subdivision	RUSSMOR RIVER ESTATES
Legal Lot Number	7
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1053
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	578 SCOTT DR, COLDWATER, MI 49036-9137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Apr 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	2022549
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 25, 2022
Property Address	578 SCOTT DR, COLDWATER, MI 49036-9137
Document Number	0202200549
Map Reference	LB 5 PG 70
Instrument Date	Jan 21, 2022
Instrument	2022-00549
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 SCHAEFFER DR, 529, COLDWATER, MI 49036-9457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7850 TOPINABEE DR, MONTGOMERY, MI 49255-9015

Mortgage

Document Number	0202200550
Date	Jan 25, 2022
Instrument	2022-00550

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 21, 2021
Property Address	578 SCOTT DR, COLDWATER, MI 49036-9137
Document Number	202103319
Map Reference	LB 5 PG 70
Instrument Date	Apr 19, 2021
Instrument	2021-03319
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 SCOTT DR, 578, COLDWATER, MI 49036-9137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 SCHAEFFER DR, COLDWATER, MI 49036-9457

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,300 (+10.92%)	$294,600 (+10.92%)
2025	$3,424.00 (+3.32%)	$132,800	$265,600
2024	$3,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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