582 el Lado Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 582 el Lado Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,068 sqft · built 1964
Lot Size	0.4 acres (17,403 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Apr 2026)
Tax Bill	$10,009 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`640-0-123-015`

Property Details

APN / Parcel Number

Primary APN	`640-0-123-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	17,403 sqft (0.4 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	44 sqft
Patio Area	75 sqft

Location & Zoning

Street Address	582 EL LADO DR
City	SIMI VALLEY
State	CA
Zip	93065-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-13
Legal Description	LOT: 9 REF: 024MR 036
Legal Subdivision	EL ROSARIO TRACT
Legal Block	123
Legal Lot Number	9
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2008
Census Tract	7505

Owner

582 el Lado Dr is owned and occupied by an individual who bought it in April 2026.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage CAPE MORTGAGE CORPORATION
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Oct 9, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Oct 9, 2018 · Amount on File
Deed Document Number	202631667
Prior Transfer Date	Feb 12, 2015
Prior Transfer Doc	0000022582
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220

Mortgage

Document Number	0000056119
Date	Mar 17, 2021
Instrument	20210317-00056119

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 30, 2026
Property Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220
Document Number	0000031667
Instrument Date	Apr 9, 2026
Instrument	2026.31667
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220

Mortgage

Document Number	0000031668,
Date	Apr 30, 2026
Instrument	2026..31668

Lender

Name	CAPE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039277
Date	Mar 17, 2020
Instrument	20200317-00039277

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 9, 2018
Property Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220
Document Number	0000114273
Map Reference	MB24 PG36
Instrument Date	Sep 13, 2018
Instrument	20181009-00114273
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	582 EL LADO DR, SIMI VALLEY, CA 93065-4220

Mortgage

Document Number	0000114274
Date	Oct 9, 2018
Instrument	20181009-00114274

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0000114275
Date	Oct 9, 2018
Instrument	20181009-00114275

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 582 el Lado Dr was $10,009, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$859,058 (+2%) Land $558,674 Building $300,384
2025	$10,009.00 (+1.12%)	$842,214 Land $547,719 Building $294,495
2024	$9,898.00 (+6.29%)
2023	$9,312.00 (+0.05%)	$809,510 Land $526,450 Building $283,060
2022	$9,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 582 el Lado Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	4 (1998–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 el Lado Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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