579 el Lado Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 579 el Lado Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1960
Lot Size	0.31 acres (13,515 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,585 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`640-0-121-085`

Property Details

APN / Parcel Number

Primary APN	`640-0-121-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	13,515 sqft (0.31 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Location & Zoning

Street Address	579 EL LADO DR
City	SIMI VALLEY
State	CA
Zip	93065-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-13
Legal Description	LOT: 7 REF: 024MR 036
Legal Subdivision	EL ROSARIO TRACT
Legal Block	121
Legal Lot Number	7
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2007
Census Tract	7505

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCSTONE FINANCIAL INC
Apr 23, 2020	Quit Claim Deed, Transfer · FHA Mortgage ARCSTONE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020
Deed Sale	Apr 23, 2020
Prior Sale	Dec 23, 2016 · Amount on Record
Deed Document Number	202055191
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000055191
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041855
Date	Jun 21, 2023
Instrument	2023000041855

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092131
Date	Aug 12, 2019
Instrument	20190812-00092131

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219

Mortgage

Document Number	2021001992209
Date	Dec 29, 2021
Instrument	2021001992209

Lender

Name	ARCSTONE FINANCIAL INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 23, 2020
Property Address	579 EL LADO DR, SIMI VALLEY, CA 93065-4219
Document Number	0000535191
Instrument Date	Apr 15, 2020
Instrument	535191
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	579 EL LADO DR SIMI VALLEY CA 930654219, SIMI VALLEY, CA 93065-4219

Mortgage

Document Number	55192
Date	Apr 23, 2020
Instrument	55192

Lender

Name	ARCSTONE FINANCIAL INC
Type	Bank
Address	LOS ANGELES, CA 90027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,729 (+2%) Land $392,426 Building $211,303
2025	$6,585.00 (+1.09%)	$591,892 (+4.04%) Land $384,732 Building $207,160
2024	$6,514.00 (+6.16%)
2023	$6,136.00 (-0.45%)	$568,909 Land $369,792 Building $199,117
2022	$6,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	4 (1998–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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