582 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 582 E Main St, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details1,240 sqft · built 1916
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual on Record
Last Sale$452,500 (Sep 2022)
Tax Bill$6,970 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00314-0000-00001

Property Details

APN / Parcel Number

Primary APN06-00314-0000-00001
Alternative APNs
  • 060031400001
  • S001

Interior

Stories2 Stories
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberS001
Street Address582 E MAIN ST
CityBRIDGEWATER
StateNJ
Zip08807-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionEAST SOMERVILLE EXT
Legal Block314
Legal Lot Number1
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group3
Census Block3021
Census Tract51000

Owner

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address582 E MAIN ST, BRIDGEWATER, NJ 08807-3232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed, Transfer · Conventional Mortgage
BNC NATIONAL BANK
May 20, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 13, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Prior SaleJun 14, 2010 · Amount on Record
Deed Document Number202237469
Deed Book / Page7467 / 930
Prior Transfer DateNov 16, 2016
Prior Transfer Doc0000002214
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateSep 1, 2022
Property Address582 E MAIN ST, BRIDGEWATER, NJ 08807-3232
Document Number0000037469
Book / Page7467 / 930
Instrument DateAug 25, 2022
Instrument2022037469
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,719.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17 PARSONAGE LOT ROADROAD, 17, TEWKSBURY, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address582 E MAIN ST, BRIDGEWATER, NJ 08807-3232

Mortgage

Document Number0000037470
DateSep 1, 2022
Instrument2022037470
Lender
NameBNC NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2037

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address582 E MAIN ST, BRIDGEWATER, NJ 08807-3232
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020776
DateMay 20, 2020
Book Page7212/2153
Instrument2020020776
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSOMERSET NJ
Recording DateJan 13, 2017
Property Address582 E MAIN ST, BRIDGEWATER, NJ 08807-3232
Document Number0000002214
Book / Page6935 / 1161
Map ReferenceDD6327 PG2426
Instrument DateNov 16, 2016
Instrument2017002214
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address582 E MAIN ST, BRIDGEWATER, NJ 08807-3232

Mortgage

Document Number0000002216
DateJan 13, 2017
Instrument2017002216
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 1, 2031

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,600 (+10.5%) Land $180,300 Building $215,300$395,600 (+10.5%) Land $180,300 Building $215,300
2025$6,970.00 (-1.27%)$358,000 (+7.96%) Land $164,300 Building $193,700$358,000 (+7.96%) Land $164,300 Building $193,700
2024$7,060.00 (+31.81%)
2023$331,600 Land $164,300 Building $167,300$331,600 Land $164,300 Building $167,300
2022$5,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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