Somerset County and Bridgewater Township property record for 581 E Main St, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,718 sqft · built 1926 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $374,400 (Aug 2007) |
| Tax Bill | $8,863 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00249-0000-00029 |
| Primary APN | 06-00249-0000-00029 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,718 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 7,649 sqft (0.176 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 581 E MAIN ST |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-3257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M105 |
| Legal Block | 249 |
| Legal Lot Number | 29 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 51000 |
581 E Main St is owned and occupied by an individual who acquired it in January 2019.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 E MAIN ST, BRIDGEWATER, NJ 08807-3257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MILLINGTON BK |
| Jan 25, 2019 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2007 · Amount on File |
| Deed Sale | Aug 23, 2007 · Amount on File |
| Prior Sale | Aug 25, 2005 · Amount on File |
| Deed Document Number | 200749967 |
| Deed Book / Page | 6060 / 629 |
| Last Transfer Date | Jan 18, 2019 |
| Transfer Doc | 0000003007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 581 E MAIN ST, BRIDGEWATER, NJ 08807-3257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004543 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 7299/3254 |
| Instrument | 2021004543 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 581 E MAIN ST, BRIDGEWATER, NJ 08807-3257 |
| Document Number | 0000003008 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 581 E MAIN ST BRIDGEWATER NJ 088073257, BRIDGEWATER, NJ 08807-3257 |
| Document Number | 0000003008 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 007096/003138 |
| Instrument | 3008 |
| Name | MILLINGTON BK |
|---|---|
| Address | MILLINGTON, NJ 07946 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 24, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 25, 2019 |
| Property Address | 581 E MAIN ST, BRIDGEWATER, NJ 08807-3257 |
| Document Number | 0000003007 |
| Book / Page | 007096 / 003130 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 3007 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 E MAIN ST BRIDGEWATER NJ 088073257, BRIDGEWATER, NJ 08807-3257 |
The 2025 property tax bill for 581 E Main St was $8,863, up 0.3% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,500 (+10.61%) Land $180,400 Building $323,100 | $503,500 (+10.61%) Land $180,400 Building $323,100 | |
| 2025 | $8,863.00 (+0.27%) | $455,200 Land $164,400 Building $290,800 | $455,200 Land $164,400 Building $290,800 |
| 2024 | $8,839.00 | ||
| 2023 | $409,400 Land $164,400 Building $245,000 | $409,400 Land $164,400 Building $245,000 | |
| 2022 | $7,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 581 E Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 581 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures