582 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 582 Cottage St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,290 sqft · built 1875
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Aug 2019)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
APN	`ATHO M:00028 B:00060 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00028 B:00060 L:00000`
Alternative APN	`5024`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	2,227 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,280 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5024
Street Address	582 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	60
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 COTTAGE ST, ATHOL, MA 01331-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	201981984
Deed Book / Page	60889 / 59
Record Updated	Sep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Aug 16, 2019
Property Address	582 COTTAGE ST, ATHOL, MA 01331-3134
Document Number	60889-59
Book / Page	060889 / 000059
Instrument Date	Aug 6, 2019
Instrument	81984
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.04
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 COTTAGE ST ATHOL MA 013313134, ATHOL, MA 01331-3134

Mortgage

Document Number	60889-64
Date	Aug 16, 2019
Book Page	060889/000064
Instrument	81985

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (+8.87%)	$265,500 (+9.89%) Land $46,300 Building $219,200	$263,720 (-8.35%)
2024	$3,100.00 (+3.37%)	$241,600 (+13.11%) Land $46,300 Building $195,300	$287,755
2023	$2,999.00	$213,600 Land $33,600 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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