575 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 575 Cottage St, Athol, MA 01331

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,838 sqft · built 1880
Lot Size	0.352 acres (15,351 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2021)
Tax Bill	$3,581 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Sale & Mortgage
APN	`ATHO M:00029 B:00333 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00333 L:00000`
Alternative APN	`5358`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	1,838 sqft Living Area
Gross Area	3,343 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,351 sqft (0.352 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5358
Street Address	575 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-3151
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RA
Legal Block	333
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3003
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	575 COTTAGE ST, ATHOL, MA 01331-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit ATHOL CU
May 6, 2021	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	202162932
Deed Book / Page	65108 / 395
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	575 COTTAGE ST, ATHOL, MA 01331-3151
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073156-105
Date	Feb 3, 2026
Book Page	73156/105
Instrument	8536

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	May 6, 2021
Property Address	575 COTTAGE ST, ATHOL, MA 01331-3151
Document Number	65108-395
Book / Page	65108 / 395
Instrument Date	May 6, 2021
Instrument	62932
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 COTTAGE ST, ATHOL, MA 01331-3151

Mortgage

Document Number	62933
Date	May 6, 2021
Instrument	62933

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,581.00 (+12.97%)	$282,600 (+13.31%) Land $52,800 Building $229,800
2025	$3,170.00 (+9.12%)	$249,400 (+10.16%) Land $50,800 Building $198,600
2024	$2,905.00 (-1.06%)	$226,400 (+8.27%) Land $50,800 Building $175,600
2023	$2,936.00	$209,100 Land $36,800 Building $172,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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