Hardin County property record for 582 College St, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1980 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $202 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-30-00-058 |
| Primary APN | 196-30-00-058 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Foundation Type | No Foundation |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Street Address | 582 COLLEGE ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1602 |
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 582 COLLEGE ST, UPTON, KY 42784-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK |
| Apr 6, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2017 |
| Transfer Doc | 1438/455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 582 COLLEGE ST, UPTON, KY 42784-9701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 582 COLLEGE ST, UPTON, KY 42784-9701 |
| Document Number | 2345/1252 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 2345/1252 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | SONORA, KY 42776 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 2, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 6, 2017 |
| Property Address | 582 COLLEGE ST, UPTON, KY 42784-9701 |
| Document Number | 1438/455 |
| Book / Page | 1438 / 455 |
| Instrument Date | Apr 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 582 COLLEGE ST, 582, UPTON, KY 42784-9701 |
| Name | Verified Name |
|---|---|
| Address | 582 COLLEGE ST, UPTON, KY 42784-9701 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202.00 (-16.53%) Disabled Person's exemption Additional exemption filed | $59,800 (-) Land $9,700 Building $50,100 | $59,800 (-) Land $9,700 Building $50,100 |
| 2023 | $59,800 Land $9,700 Building $50,100 | $59,800 Land $9,700 Building $50,100 | |
| 2021 | $242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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