574 College St, Upton, KY 42784 Property Records

Hardin County property record for 574 College St, Upton, KY 42784 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,025 sqft · built 1980
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$68,000 (Jul 2011)
Tax Bill$897 (2025)
Deeds & MortgagesAug 2018 Mortgage
Feb 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN196-30-00-057

Property Details

APN / Parcel Number

Primary APN196-30-00-057

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,025 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleRanch
Exterior MaterialBrick
Lot Area30,056 sqft (0.689 acres)
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address574 COLLEGE ST
CityUPTON
StateKY
Zip42784-9701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
JurisdictionHARDIN KY
Township / Civil DivisionSONORA
Census Block Group2
Census Block2030
Census Tract1602

Owner

Source: Hardin County records · APN 196-30-00-057

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address574 COLLEGE ST, UPTON, KY 42784-9701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2018Deed of Trust, Mortgage
CECILIAN BANK
Feb 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CECILIAN BANK
Aug 29, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2011 · Amount on Record
Deed SaleJul 01, 2011 · Amount on Record
Prior SaleJul 01, 2011 · Amount on Record
Deed Document Number1350/287
Deed Book / Page1350 / 287
Last Transfer DateAug 29, 2018
Transfer Doc1461/1183
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address574 COLLEGE ST, UPTON, KY 42784-9701
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002244/0000001076
DateAug 29, 2018
Book Page0000002244/0000001076
Instrument180-00011106
Lender
NameCECILIAN BANK
TypeBank
Agreement
AmountAmount Recorded
Term173 Months
DueJan 01, 2033

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address574 COLLEGE ST, UPTON, KY 42784-9701
Transaction TypeMortgage
Record UpdatedMar 18, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2300/1473
DateFeb 26, 2020
Book Page2300/1473
Instrument202000002564
Lender
NameCECILIAN BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term277 Months
DueMar 01, 2043

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDIN KY
Recording DateAug 29, 2018
Property Address574 COLLEGE ST, UPTON, KY 42784-9701
Document Number1461/1183
Book / Page1461 / 1183
Instrument DateAug 16, 2018
Instrument180-00011100
Transaction TypeTransfer
Record UpdatedOct 08, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 COLLEGE ST, UPTON, KY 42784-9701

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityUpton City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$897.00 (+5.78%)$87,200 (-) Land $10,700 Building $76,500$87,200 (-) Land $10,700 Building $76,500
2023$87,200 Land $10,700 Building $76,500$87,200 Land $10,700 Building $76,500
2021$848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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