Stearns County property record for 5818 Michael Ct, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,404 sqft · built 1978 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Jul 2015) |
| Tax Bill | $3,822 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44893-0124 |
| Primary APN | 82-44893-0124 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 4 Stories |
| Building Area | 1,404 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,937 sqft (0.297 acres) |
| Lot Width | 96 ft Width |
| Garage Area | 1,174 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 5818 MICHAEL CT |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 003 BLK 001 BUETTNER'S RIDGEWOOD EST 16TH ADD SECTION 08 TOWNSHIP 124 RANGE 028 SECTION 08 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 08 |
| Legal Subdivision | BUETTNERS RIDGEWOOD EST 16TH ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1002 |
5818 Michael Ct is owned and occupied by an individual who bought it in July 2015.
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5818 MICHAEL CT, SAINT CLOUD, MN 56303-0924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on File |
| Deed Sale | Jul 13, 2015 · Amount on File |
| Deed Document Number | 2015377946 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5818 Michael Ct was $3,822.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,822.00 | $308,500 (+11.73%) Land $60,000 Building $248,500 | $308,500 (+11.73%) Land $60,000 Building $248,500 |
| 2025 | $276,100 Land $60,000 Building $216,100 | $276,100 Land $60,000 Building $216,100 | |
| 2023 | $3,234.00 | $276,100 Land $45,000 Building $231,100 | $276,100 Land $45,000 Building $231,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5818 Michael Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5818 Michael Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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