5817 Michael Ct, Saint Cloud, MN 56303 Property Records

Stearns County property record for 5817 Michael Ct, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 1972
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$2,931 (2026)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44839-0270`

Property Details

APN / Parcel Number

Primary APN	`82-44839-0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Width	100 ft Width
Garage Area	914 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	5817 MICHAEL CT
City	SAINT CLOUD
State	MN
Zip	56303-0926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 016 BLK 004 BUETTNER'S RIDGEWOOD ESTATES SECTION 08 TOWNSHIP 124 RANGE 028 SECTION 08 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	08
Legal Subdivision	BUETTNERS RIDGEWOOD ESTATES
Legal Block	4
Legal Lot Number	16
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2027
Census Tract	1002

Owner

5817 Michael Ct is owned and occupied by an individual who acquired it in March 2021.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5817 MICHAEL CT, SAINT CLOUD, MN 56303-0926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2021	Deed, Transfer
Dec 16, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2021
Transfer Doc	00A1598640
Record Updated	Jun 8, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 1, 2021
Property Address	5817 MICHAEL CT, SAINT CLOUD, MN 56303-0926
Document Number	00A1598639
Instrument Date	Mar 26, 2021
Instrument	A1598639
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5817 MICHAEL CT, SAINT CLOUD, MN 56303-0926

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 1, 2021
Property Address	5817 MICHAEL CT, SAINT CLOUD, MN 56303-0926
Document Number	00A1598640
Instrument Date	Mar 26, 2021
Instrument	A1598640
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 RIDGEWOOD RD, SAINT CLOUD, MN 56303-0931

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 16, 2020
Property Address	5817 MICHAEL CT, SAINT CLOUD, MN 56303-0926
Document Number	00A1588889
Instrument Date	Oct 13, 2020
Instrument	A1588889
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5738 RIDGEWOOD RD, SAINT CLOUD, MN 56303-0931

Tax Assessment & Valuation

The 2026 property tax bill for 5817 Michael Ct was $2,931 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,931.00
2025		$284,200 Land $60,000 Building $224,200	$284,200 Land $60,000 Building $224,200
2024	$3,410.00 (+6.56%)
2023	$3,200.00	$273,500 Land $45,000 Building $228,500	$273,500 Land $45,000 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5817 Michael Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5817 Michael Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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