5817 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5817 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,221 sqft · built 1890
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2024)
Tax Bill	$4,514 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2830-00940`

Property Details

APN / Parcel Number

Primary APN	`010-2830-00940`
Alternative APNs	`1085330` `1173033`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,221 sqft Gross Area
1st Floor Area	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	84 sqft
Deck Area	192 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1173033
Street Address	5817 LONDON RD
City	DULUTH
State	MN
Zip	55804-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:005 SERIAL #
Legal Subdivision	LESTER PARK
Legal Block	5
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5817 LONDON RD, DULUTH, MN 55804-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 6, 2020	Warranty Deed, Transfer · FHA Mortgage MONUMENT HM LNS
Dec 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 10, 2017	Deed with Mortgage, Transfer WILLIAM J & CHRISTINE S BOWLIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2024 · Amount on Record
Deed Sale	Oct 14, 2024 · Amount on Record
Prior Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	20241497232
Prior Transfer Date	Nov 6, 2019
Prior Transfer Doc	0001368915
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5817 LONDON RD, DULUTH, MN 55804-2520
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5817 LONDON RD, DULUTH, MN 55804-2520

Mortgage

Document Number	0001418398
Date	Jul 8, 2021
Instrument	1418398

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 6, 2020
Property Address	5817 LONDON RD, DULUTH, MN 55804-2520
Document Number	00A1372917
Instrument Date	Feb 3, 2020
Instrument	A1372917
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5817 LONDON RD DULUTH MN 558042520, DULUTH, MN 55804-2520

Mortgage

Document Number	A1372918
Date	Feb 6, 2020
Instrument	A1372918

Lender

Name	MONUMENT HM LNS
Address	KALISPELL, MT 59901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 5, 2019
Property Address	5817 LONDON RD, DULUTH, MN 55804-2520
Document Number	00A1368915
Instrument Date	Nov 6, 2019
Instrument	A1368915
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7631 EDINBOROUGH WAY #5216 MINNEAPOLIS MN 554355817, 5216, MINNEAPOLIS, MN 55435-5817

May 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	May 10, 2017
Property Address	5817 LONDON RD, DULUTH, MN 55804-2520
Instrument Date	Mar 1, 2017
Instrument	A1308951
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5817 LONDON RD DULUTH MN 558042520, DULUTH, MN 55804-2520

Mortgage

Document Number	00A1308951
Date	May 10, 2017
Instrument	A1308951

Lender

Name	WILLIAM J & CHRISTINE S BOWLIN
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 9, 2032

Interest

Rate Type	Fixed Rate
Rate	3.2%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,514.00 (+15.04%)
2025	$3,924.00 (-0.05%) Homeowner's exemption	$327,300 (+8.09%) Land $47,800 Building $279,500	$327,300 (+8.09%) Land $47,800 Building $279,500
2024	$3,926.00	$302,800 (+14.83%) Land $46,100 Building $256,700	$302,800 (+14.83%) Land $46,100 Building $256,700
2022		$263,700 Land $35,500 Building $228,200	$263,700 Land $35,500 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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