5815 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5815 London Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$227,700 (Jun 2016)
Tax Bill$762 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Feb 2024 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN010-2830-00870

Property Details

APN / Parcel Number

Primary APN010-2830-00870
Alternative APN
  • 1011441

Interior

Stories1 Story

Exterior

Exterior MaterialWood
Construction TypeFrame
Lot Area7,000 sqft (0.16 acres)
Garage Area600 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number1011441
Street Address5815 LONDON RD
CityDULUTH
StateMN
Zip55804-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0008 BLOCK:005 SERIAL #
Legal SubdivisionLESTER PARK 1ST DIV DULUTH
Legal Block5
Legal Lot Number8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1001
Census Tract200

Owner

Source: St. Louis County records · APN 010-2830-00870

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5815 LONDON RD, DULUTH, MN 55804-2520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS COOPERATIVE CU
Feb 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS COOPERATIVE CU
Aug 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Aug 23, 2023Deed of Trust, Mortgage
NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Aug 19, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2016 · Amount on Record
Deed SaleJun 28, 2016 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number20161287594
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5815 LONDON RD, DULUTH, MN 55804-2520
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001483819
DateFeb 29, 2024
Instrument1483819
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 26, 2039
Interest
Rate TypeAdjustable Rate
Rate10.5%
Type Change DateFeb 20, 2034
Change FrequencyAnnually
Min Rate At Change10.5%
Max Rate At Change12.5%
IndexPrime Rate
Margin2
Max Rate16.5%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5815 LONDON RD, DULUTH, MN 55804-2520
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001077175
DateFeb 27, 2024
Instrument1077175
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 26, 2039
Interest
Rate TypeAdjustable Rate
Rate10.5%
Type Change DateFeb 20, 2034
Change FrequencyAnnually
Min Rate At Change10.5%
Max Rate At Change12.5%
IndexPrime Rate
Margin2
Max Rate16.5%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5815 LONDON RD, DULUTH, MN 55804-2520
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001071414
DateAug 18, 2023
Instrument1071414
Lender
NameNEIGHBORHOOD HOUSING SVCS OF DULUTH INC
TypeGovernment Agency
AddressDULUTH, MN 55805
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term56 Months
DueApr 01, 2028

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5815 LONDON RD, DULUTH, MN 55804-2520
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001472603
DateAug 23, 2023
Instrument1472603
Lender
NameNEIGHBORHOOD HOUSING SVCS OF DULUTH INC
TypeGovernment Agency
AddressDULUTH, MN 55805
Agreement
AmountAmount Recorded
Term56 Months
DueApr 01, 2028

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5815 LONDON RD, DULUTH, MN 55804-2520
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5815 LONDON RD, DULUTH, MN 55804-2520

Mortgage

Document Number0001045557
DateAug 19, 2021
Instrument1045557
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term299 Months
DueJul 01, 2046

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$762.00 (+4.1%) Homeowner's exemption
2025$732.00 (+3.98%) Homeowner's exemption$53,700 (+4.07%) Land $47,800 Building $5,900$53,700 (+4.07%) Land $47,800 Building $5,900
2024$704.00$51,600 (+15.7%) Land $46,100 Building $5,500$51,600 (+15.7%) Land $46,100 Building $5,500
2022$44,600 Land $35,500 Building $9,100$44,600 Land $35,500 Building $9,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1986, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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