Crow Wing County property record for 5816 McGowan Rd, Brainerd, MN 56401
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,920 sqft · built 2023 |
| Lot Size | 4.17 acres (181,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Sep 2022) |
| Tax Bill | $4,156 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 970183201AA0009 |
| Primary APN | 970183201AA0009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,920 sqft Living Area |
|---|---|
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,920 sqft |
| Finished Basement | 1,920 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 181,900 sqft (4.17 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 972 sqft |
| Porch | Slab |
| Heating System | Central |
|---|
| Account Number | 175905 |
|---|---|
| Street Address | 5816 MCGOWAN RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-6370 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PT OF GL 1 DESC; BEG AT MOST S'LY COR OF LOT 1 ELANNDALE THEN S 39D 35' E ASSM BEAR 100 FT ALG SE'LY EXT OF SW'LY LINE OF SD |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950901 |
Source: Crow Wing County records · APN 970183201AA0009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5816 MCGOWAN RD, BRAINERD, MN 56401-6370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2022 · Amount on Record |
| Deed Sale | Sep 09, 2022 · Amount on Record |
| Deed Document Number | 20221469071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 5816 MCGOWAN RD, BRAINERD, MN 56401-6370 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5816 MCGOWAN RD, BRAINERD, MN 56401-6370 |
| Document Number | 0001017993 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 1017993 |
| Name | CROW WING POWER CU |
|---|---|
| Type | Credit Union |
| Address | BRAINERD, MN 56401 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 15, 2030 |
Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,156.00 (+658.39%) | $675,600 (-0.47%) Land $217,900 Building $457,700 | $675,600 (-0.47%) Land $217,900 Building $457,700 |
| 2025 | $678,800 (+536.77%) Land $268,700 Building $410,100 | $678,800 (+536.77%) Land $268,700 Building $410,100 | |
| 2023 | $548.00 | $106,600 Land $106,600 | $106,600 Land $106,600 |
Source: FEMA National Flood Hazard Layer as of August 15, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Consolidated Telephone Company, T-Mobile USA.
Based on FCC filings for 45 locations within half a mile of this property.
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