Crow Wing County property record for 5810 McGowan Rd, Brainerd, MN 56401
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,024 sqft · built 2023 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Sep 2023) |
| Tax Bill | $3,020 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 991110000010009 |
| Primary APN | 991110000010009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,024 sqft Living Area |
|---|---|
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 74,488 sqft (1.71 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 336 sqft |
| Porch | Slab |
| Heating System | Central |
|---|
| Account Number | 179634 |
|---|---|
| Street Address | 5810 MCGOWAN RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-6370 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 1 |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 18 |
| Legal Subdivision | ELANNDALE |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950901 |
Source: Crow Wing County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12828 94TH AVE N, MAPLE GROVE, MN 55369-7110 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Deed Document Number | 2023989087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 5810 MCGOWAN RD, BRAINERD, MN 56401-6370 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001018571 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 1018571 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Address | BRAINERD, MN 56401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,020.00 (+176.56%) | $443,500 (-12.37%) Land $227,300 Building $216,200 | $443,500 (-12.37%) Land $227,300 Building $216,200 |
| 2025 | $506,100 (+170.06%) Land $293,800 Building $212,300 | $506,100 (+170.06%) Land $293,800 Building $212,300 | |
| 2023 | $1,092.00 | $187,400 Land $187,400 | $187,400 Land $187,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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