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5815 Stephens Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5815 Stephens Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,427 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$592,300 (2024)
Tax Bill$10,046.00 (2025)

Property Details

APN / Parcel Number

Primary APN042531349300012250

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,427 sqft Heated Area
Gross Area3,419 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished Garage
Patio Area500 sqft Patio
PorchOpen Porch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5815 STEPHENS RD
CitySAINT CLOUD
StateFL
Zip34771-8459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 225
Legal Phase1B
Legal Lot Number225
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records · APN 042531349300012250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5815 STEPHENS RD, SAINT CLOUD, FL 34771-8459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 20, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleMay 20, 2024 · Amount on Record
Deed Doc Number0066030861
Deed Book / Page6603 / 861
Last Transfer DateJan 21, 2025
Transfer Doc0067281694
Record RefreshedJun 08, 2026

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 21, 2025
Property Address5815 STEPHENS RD, SAINT CLOUD, FL 34771-8459
Document Number0067281694
Book / Page6728 / 1694
Map ReferenceMB 32 PG 143
Instrument DateJan 15, 2025
Instrument2025008221
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5815 STEPHENS RD, SAINT CLOUD, FL 34771-8459

Transferred To (Grantee/Buyer)

NameVerified Name
Address5815 STEPHENS RD, SAINT CLOUD, FL 34771-8459

May 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 20, 2024
Property Address5815 STEPHENS RD, SAINT CLOUD, FL 34771-8459
Document Number0066030861
Book / Page6603 / 861
Map ReferenceMB 32 PG 143
Instrument DateMay 17, 2024
Instrument2024066440
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,146.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address5815 STEPHENS RD, SAINT CLOUD, FL 34771-8459

Mortgage

Document Number2024066441
DateMay 20, 2024
Instrument2024066441
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,046.00 (+320.16%) Homeowner's exemption$494,200 (+558.93%) Land $90,000 Building $404,200$494,200 (+558.93%) Land $90,000 Building $404,200
2023$2,391.00 (+1,357.93%)$75,000 (+535.59%) Land $75,000$75,000 (+535.59%) Land $75,000
2022$164.00$11,800 Land $11,800$11,800 Land $11,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 107 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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