5811 Elinor St, Duluth, MN 55807 Property Records

St. Louis County property record for 5811 Elinor St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,155 sqft · built 1916
Lot Size0.071 acres (3,102 sqft)
OwnerIndividual Name on File
Last Sale$197,500 (Sep 2021)
Tax Bill$2,276 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-4520-09860

Property Details

APN / Parcel Number

Primary APN010-4520-09860
Alternative APN
  • 1116206

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,155 sqft Gross Area
1st Floor Area660 sqft
Basement Area330 sqft
Finished Basement330 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area3,102 sqft (0.071 acres)
Garage Area324 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area140 sqft
Deck Area112 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGravity Furnace
Heating FuelGas

Location & Zoning

Account Number1116206
Street Address5811 ELINOR ST
CityDULUTH
StateMN
Zip55807-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 31 FT OF LOTS 23 THRU 26 SERIAL #
Legal SubdivisionWEST DULUTH 6TH DIV
Legal Block73
Legal Lot Number23-26
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1009
Census Tract3000

Owner

5811 Elinor St is owned and occupied by an individual who bought it in September 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5811 ELINOR ST, DULUTH, MN 55807-1214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Sep 7, 2018Warranty Deed, Transfer · Conventional Mortgage
RESULT FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on File
Deed SaleSep 2, 2021 · Amount on File
Prior SaleSep 7, 2018 · Amount on File
Deed Document Number20211423534
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 2, 2021
Property Address5811 ELINOR ST, DULUTH, MN 55807-1214
Document Number0001423534
Instrument DateAug 27, 2021
Instrument1423534
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$651.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5811 ELINOR ST, DULUTH, MN 55807-1214

Mortgage

Document Number0001423535
DateSep 2, 2021
Instrument1423535
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 7, 2018
Property Address5811 ELINOR ST, DULUTH, MN 55807-1214
Document Number0001340238
Instrument DateSep 7, 2018
Instrument1340238
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5811 ELINOR ST, DULUTH, MN 55807-1214

Mortgage

Document Number0001340239
DateSep 7, 2018
Instrument1340239
Lender
NameRESULT FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5811 Elinor St was $2,276 with a homeowner's exemption, up 13.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,276.00 (+13.12%) Homeowner's exemption
2025$2,012.00 (-4.91%) Homeowner's exemption$198,000 (+14.38%) Land $8,000 Building $190,000$198,000 (+14.38%) Land $8,000 Building $190,000
2024$2,116.00$173,100 Land $8,500 Building $164,600$173,100 Land $8,500 Building $164,600
2022$180,300 Land $7,900 Building $172,400$180,300 Land $7,900 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5811 Elinor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5811 Elinor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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