St. Louis County property record for 5810 Elinor St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,056 sqft · built 1906 |
| Lot Size | 0.053 acres (2,345 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Dec 2018) |
| Tax Bill | $1,996 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-10270 |
| Primary APN | 010-4520-10270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Gross Area |
| 1st Floor Area | 770 sqft |
| Basement Area | 133 sqft |
| Finished Basement | 133 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 2,345 sqft (0.053 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1063260 |
|---|---|
| Street Address | 5810 ELINOR ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 31 1/4 FT OF LOTS 1 2 AND 3 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIVISION |
| Legal Block | 75 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3300 |
5810 Elinor St is owned and occupied by an individual who bought it in December 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5810 ELINOR ST, DULUTH, MN 55807-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · VA Mortgage SERVION INC |
| Dec 7, 2018 | Warranty Deed, Transfer · VA Mortgage SERVION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Prior Sale | Aug 6, 2013 · Amount on File |
| Deed Document Number | 20181346116 |
| Prior Transfer Date | Oct 31, 2014 |
| Prior Transfer Doc | 0001248909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5810 ELINOR ST, DULUTH, MN 55807-1215 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001415857 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 1415857 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55112 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 7, 2018 |
| Property Address | 5810 ELINOR ST, DULUTH, MN 55807-1215 |
| Document Number | 0A01346116 |
| Instrument Date | Nov 26, 2018 |
| Instrument | A01346116 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5810 ELINOR ST DULUTH MN 558071215, DULUTH, MN 55807-1215 |
| Document Number | A1346117 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | A1346117 |
| Name | SERVION INC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2048 |
The 2026 property tax bill for 5810 Elinor St was $1,996 with a homeowner's exemption, up 13.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,996.00 (+13.93%) Homeowner's exemption | ||
| 2025 | $1,752.00 (-5.71%) Homeowner's exemption | $178,300 (+14.66%) Land $5,700 Building $172,600 | $178,300 (+14.66%) Land $5,700 Building $172,600 |
| 2024 | $1,858.00 | $155,500 Land $6,100 Building $149,400 | $155,500 Land $6,100 Building $149,400 |
| 2022 | $139,000 Land $5,600 Building $133,400 | $139,000 Land $5,600 Building $133,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5810 Elinor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5810 Elinor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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