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581 White Cloud Dr, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 581 White Cloud Dr, Highlands Ranch, CO 80126 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,803 sqft Living Area
Lot Size3,311 sqft (0.076 acres)
OccupancyOwner Occupied
Last Sale$439,500 (2020)
Tax Bill$3,377.00 (2024)

Property Details

APN / Parcel Number

Primary APN2229-03-1-13-020
Alternative APNs
  • R0328959
  • 0328959

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,803 sqft Living Area
Gross Area1,824 sqft Gross Area
1st Floor1,416 sqft 1st Floor
Basement Area408 sqft Basement
Finished Basement387 sqft Finished
Unfinished Basement21 sqft Unfinished
Stories1 Stories
Primary FlooringCovered Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,311 sqft (0.076 acres)
Garage Area420 sqft Garage
PorchPorch
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR0328959
Street Address581 WHITE CLOUD DR
CityHIGHLANDS RANCH
StateCO
Zip80126-2401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BLK 1 HIGHLANDS RANCH # 23 .076 AM/L
Legal Range68W
Legal Township06S
Legal Section03
Legal QuarterNE
Legal SubdivisionHIGHLANDS RANCH
Legal Block1
Legal Lot Number18
JurisdictionDOUGLAS CO
Minor Civil DivisionSEDALIA
Census Blockgroup2
Census Block2002
Census Tract14107

Owner

Source: Douglas County records · APN 2229-03-1-13-020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MORTGAGE LLC
Jul 02, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNIVERSAL LENDING CORP
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Nov 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Mar 16, 2017Deed of Trust, Mortgage · Line of Credit
BELLCO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jul 02, 2020
  • Deed Sale Price on Jul 02, 2020
  • Prior Sale Amount on Jan 12, 2015
Deed Doc Number202058066
Prior Transfer DateJan 09, 2015
Prior Transfer Doc0000001948
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401
Transaction TypeMortgage
Record UpdatedMay 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401

Mortgage

Document Number0000029349
DateApr 25, 2022
Instrument2022029349
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS CO
Recording DateJul 02, 2020
Property Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401
Document Number0000058066
Instrument DateJun 29, 2020
Instrument2020058066
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43.95
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401

Mortgage

Document Number0000058067
DateJul 02, 2020
Instrument2020058067
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Mortgage

Document Number0000058068
DateJul 02, 2020
Instrument2020058068
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401
Document Number0000035660
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 WHITE CLOUD DR HIGHLANDS RANCH CO 801262401, HIGHLANDS RANCH, CO 80126-2401

Mortgage

Document Number0000035660
DateMay 01, 2020
Instrument35660
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401
Document Number0000082924
Instrument DateNov 27, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 WHITE CLOUD DR HIGHLANDS RANCH CO 801262401, HIGHLANDS RANCH, CO 80126-2401

Mortgage

Document Number0000082924
DateDec 08, 2017
Instrument82924
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address581 WHITE CLOUD DR, HIGHLANDS RANCH, CO 80126-2401
Document Number0000020305
Instrument DateMar 16, 2017
Transaction TypeMortgage
Record UpdatedApr 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 WHITE CLOUD DR HIGHLANDS RANCH CO 801262401, HIGHLANDS RANCH, CO 80126-2401

Mortgage

Document Number0000020305
DateMar 27, 2017
Instrument20305
Lender
NameBELLCO CU
TypeCredit Union
AddressGREENWOOD, CO 80111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 26, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyDouglas County
Unified School DistrictDouglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$38,530 (-) Land $7,870 Building $30,660$566,505 (-) Land $115,685 Building $450,820
2025$3,705.00 (+9.71%)$38,530 (-2.53%) Land $7,870 Building $30,660$566,505 (-3.97%) Land $115,685 Building $450,820
2024$3,377.00 (+0.18%)
2023$3,371.00$39,530 Land $8,890 Building $30,640$589,931 Land $132,664 Building $457,267

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