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581 SW 86th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 581 SW 86th Ter, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,983 sqft · built 2006
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Dec 2016)
Tax Bill$2,435 (2025)
Deeds & MortgagesNov 2022 Sale
Sep 2019 Mortgage
Flood ZoneZone A (high risk)
APN1-22-37-34-0080-00000-0460

Property Details

APN / Parcel Number

Primary APN1-22-37-34-0080-00000-0460

Interior

Full Baths2 Baths
Building Area1,983 sqft Heated Area
Gross Area2,687 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address581 SW 86TH TER
CityOKEECHOBEE
StateFL
Zip34974-1528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER ACRES (PLAT BOOK 7 PAGES 59 & 60) LOT 46
Legal Range34E
Legal Township37S
Legal Section22
Legal SubdivisionEDGEWATER ACRES
Legal Lot Number46 47
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2007
Census Tract910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address581 SW 86TH TER, OKEECHOBEE, FL 34974-1528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2016 · Amount on Record
Deed SaleDec 30, 2016 · Amount on Record
Prior SaleSep 20, 2005 · Amount on Record
Deed Document Number0000784621
Deed Book / Page0784 / 0621
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateNov 22, 2022
Property Address581 SW 86TH TER, OKEECHOBEE, FL 34974-1528
Document Number0000015245
Map ReferenceMB 7 PG 59
Instrument DateNov 21, 2022
Instrument2022015245
Transaction TypeTransfer
Record UpdatedDec 8, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5305 SW 208TH LN, 5305, SOUTHWEST RANCHES, FL 33332-1552

Transferred To (Grantee/Buyer)

NameVerified Name
Address1791 SW CANNON AVE, PORT SAINT LUCIE, FL 34953-1193

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address581 SW 86TH TER, OKEECHOBEE, FL 34974-1528
Document Number0008311106
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address581 SW 86TH TER OKEECHOBEE FL 349741528, OKEECHOBEE, FL 34974-1528

Mortgage

Document Number0008311106
DateOct 2, 2019
Book Page000831/001106
Instrument10168
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,435.00 (+5.87%) Homeowner's exemption Widower's exemption$223,231 (+5.99%)$317,312 (+3.89%) Land $38,000 Building $279,312
2023$2,300.00 Homeowner's exemption Widower's exemption$210,621$305,442 Land $32,000 Building $273,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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