472 SW 86th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 472 SW 86th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,871 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2025)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Sep 2025 Sale & Second Mortgage
Flood Zone	Zone A (high risk)
APN	`1-22-37-34-0080-00000-0240`

Property Details

APN / Parcel Number

Primary APN	`1-22-37-34-0080-00000-0240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,871 sqft Heated Area
Gross Area	3,127 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	188 ft deep x 116 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	472 SW 86TH TER
City	OKEECHOBEE
State	FL
Zip	34974-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER ACRES (PLAT BOOK 7 PAGES 59 & 60) LOT 24
Legal Range	34E
Legal Township	37S
Legal Section	22
Legal Subdivision	EDGEWATER ACRES
Legal Lot Number	24
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2007
Census Tract	910602

Owner

472 SW 86th Ter is owned and occupied by an individual who bought it in September 2025.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	52 SW 67TH DR, OKEECHOBEE, FL 34974-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Dec 2, 2015
Deed Document Number	0000009882
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 4, 2025
Property Address	472 SW 86TH TER, OKEECHOBEE, FL 34974-1531
Document Number	0000009882
Map Reference	MB 7 PG 59&60
Instrument Date	Sep 4, 2025
Instrument	2025009882
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	472 SW 86TH TER, OKEECHOBEE, FL 34974-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 SW 67TH DR, OKEECHOBEE, FL 34974-1560

Mortgage

Document Number	0000009884
Date	Sep 4, 2025
Instrument	2025009884

Lender

Name	BENJAMIN J GREENE ETUX
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 472 SW 86th Ter was $2,613 with a homeowner's exemption, down 18.8% from the year before.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,613.00 (-18.8%) Homeowner's exemption	$231,198 (+2.9%)	$334,983 (+3.08%) Land $38,000 Building $296,983
2024	$3,218.00 (+3.24%) Homeowner's exemption	$224,682 (+3%)	$324,960 (+1.19%) Land $35,000 Building $289,960
2023	$3,117.00 (+6.2%) Homeowner's exemption	$218,138 (+3%)	$321,151 (+12.82%) Land $32,000 Building $289,151
2022	$2,935.00 Homeowner's exemption	$211,784	$284,648 Land $23,000 Building $261,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 472 SW 86th Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 SW 86th Ter is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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