Schoharie County and Broome Town property record for 581 Stone Store Rd, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,088 sqft · built 1920 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,314 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432200 164.-2-20 |
| Primary APN | 432200 164.-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 528 sqft |
| Upper Floors Area | 280 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 155 ft deep x 275 ft wide |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 560 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 792 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 415J100076 |
|---|---|
| Street Address | 581 STONE STORE RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE WITH ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | BROOME |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 740800 |
Source: Schoharie County and Broome Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 581 STONE STORE RD, MIDDLEBURGH, NY 12122-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 581 STONE STORE RD, MIDDLEBURGH, NY 12122-4210 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 000000729654 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 0000001784/0000000210 |
| Instrument | 000000729654 |
| Name | NATIONSTAR MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 229 Months |
| Due | Jan 1, 2037 |
Source: Schoharie County and Broome Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Broome Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,314.00 (+8.75%) Homeowner's exemption | ||
| 2025 | $3,967.00 (+163.06%) | $167,400 (+27.01%) Land $21,200 Building $146,200 | $167,400 (+27.01%) Land $21,200 Building $146,200 |
| 2023 | $131,800 (+46.28%) Land $20,400 Building $111,400 | $131,800 (+27.27%) Land $20,400 Building $111,400 | |
| 2022 | $90,100 Land $16,500 Building $73,600 | $103,563 Land $18,965 Building $84,598 | |
| 2021 | $1,508.00 (-45.54%) | ||
| 2020 | $2,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
4G LTE (outdoors only), no 5G reported
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