513 Stone Store Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Broome Town property record for 513 Stone Store Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 2004
Lot Size	6.13 acres (267,023 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,945 (2026)
Deeds & Mortgages	Jun 2026 Sale Dec 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432200 164.-2-14.2`

Property Details

APN / Parcel Number

Primary APN	`432200 164.-2-14.2`
Alternative APNs	`43220016400000020140000000` `415J212001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Upper Floors Area	288 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	267,023 sqft (6.13 acres)
Lot Width	381 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	912 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	415J212001
Street Address	513 STONE STORE RD
City	MIDDLEBURGH
State	NY
Zip	12122-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	14.002
Jurisdiction	SCHOHARIE NY
Township / Civil Division	BROOME
Census Block Group	3
Census Block	3030
Census Tract	740800

Owner

513 Stone Store Rd is owned and occupied by two individuals who acquired it in July 2014.

Source: Schoharie County and Broome Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 STONE STORE RD, MIDDLEBURGH, NY 12122-4209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Apr 28, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION
Apr 1, 2024	Deed, Transfer · Stand-Alone First Mortgage JOHN J MAHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 15, 2014
Transfer Doc	0000000979/000000000
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 29, 2026
Property Address	513 STONE STORE RD, MIDDLEBURGH, NY 12122-4209
Document Number	0000832625
Book / Page	1258 / 128
Instrument Date	Jun 12, 2026
Instrument	2026832625
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 STONE STORE RD, MIDDLEBURGH, NY 12122-4209

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	513 STONE STORE RD, MIDDLEBURGH, NY 12122-4209
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002100/203
Date	Dec 10, 2024
Book Page	2100/203
Instrument	827223

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	513 STONE STORE RD, MIDDLEBURGH, NY 12122-4209
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002111/275
Date	Apr 28, 2025
Book Page	2111/275
Instrument	828495

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 1, 2024
Property Address	513 STONE STORE RD, MIDDLEBURGH, NY 12122-4209
Document Number	001209/162
Book / Page	1209 / 162
Instrument Date	Mar 25, 2024
Instrument	824757
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COUNTY HIGHWAY 125, GLOVERSVILLE, NY 12078-7218

Mortgage

Document Number	0000824758
Date	Apr 1, 2024
Instrument	824758

Lender

Name	JOHN J MAHER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 513 Stone Store Rd was $3,945, up 5.8% from the year before.

Source: Schoharie County and Broome Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Broome Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,945.00 (+5.76%)
2025	$3,730.00	$205,600 Land $41,700 Building $163,900	$205,600 Land $41,700 Building $163,900
2023		$170,000 (+29.57%) Land $40,100 Building $129,900	$170,000 (+12.73%) Land $40,100 Building $129,900
2022		$131,200 Land $37,300 Building $93,900	$150,805 Land $42,874 Building $107,931
2021	$2,196.00 (-41.25%)
2020	$3,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Stone Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Stone Store Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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