581 Steam Gin Loop, Cle Elum, WA 98922 Property Records

Kittitas County property record for 581 Steam Gin Loop, Cle Elum, WA 98922

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,435 sqft · built 2020
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on Record
Last Sale	$205,000 (Sep 2017)
Tax Bill	$12,285 (2025)
Deeds & Mortgages	Sep 2025 Transfer Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2015200580038`

Property Details

APN / Parcel Number

Primary APN	`2015200580038`
Alternative APN	`21758`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,435 sqft Living Area
Gross Area	5,808 sqft
1st Floor Area	2,363 sqft
Basement Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	1,228 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	581 STEAM GIN LOOP
City	CLE ELUM
State	WA
Zip	98922-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPR
Legal Description	ACRES 0.45; SUNCADIA, PH 1, DIV 3, LOT 38; SEC 20; TWP 20; RGE 15
Legal Range	15
Legal Township	20
Legal Section	20
Legal Subdivision	SUNCADIA
Legal Phase	1
Legal Lot Number	38
Jurisdiction	KITTITAS WA
Township / Civil Division	CLE ELUM
Census Block Group	1
Census Block	1080
Census Tract	975104

Owner

Source: Kittitas County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	581 STEAM GIN LOOP, CLE ELUM, WA 98922-3207
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Nov 26, 2018	Deed of Trust, Mortgage · Construction Mortgage HOMESTREET BANK
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Sep 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Feb 13, 2012 · Amount on Record
Deed Document Number	201738
Last Transfer Date	Sep 17, 2025
Transfer Doc	0000000027
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KITTITAS WA
Recording Date	Sep 17, 2025
Property Address	581 STEAM GIN LOOP, CLE ELUM, WA 98922-3207
Document Number	0009170027
Map Reference	MB 9 PG 94 - 120
Instrument Date	Sep 17, 2025
Instrument	202509170027
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	581 STEAM GIN LOOP, CLE ELUM, WA 98922-3207
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011260056
Date	Nov 26, 2018
Instrument	201811260056

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	581 STEAM GIN LOOP, CLE ELUM, WA 98922-3207
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011260055
Date	Nov 26, 2018
Instrument	201811260055

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	581 STEAM GIN LOOP, CLE ELUM, WA 98922-3207
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012300046
Date	Dec 30, 2021
Instrument	202112300046

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Sep 29, 2017
Property Address	581 STEAM GIN LOOP, CLE ELUM, WA 98922-3207
Document Number	0009290038
Instrument Date	Sep 25, 2017
Instrument	9290038
Transaction Type	Transfer
Record Updated	Nov 2, 2017

Transaction

Amount	Amount Recorded
Tax	$3,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7844 GLEN RIDGE DR CASTLE PINES CO 801088811, CASTLE PINES, CO 80108-8811

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Cle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,285.00	$1,981,170 (+9.65%) Land $455,600 Building $1,525,570	$1,981,170 (+9.65%) Land $455,600 Building $1,525,570
2023		$1,806,750 Land $422,800 Building $1,383,950	$1,806,750 Land $422,800 Building $1,383,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Washington
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNCADIA RESORT private · serves 2,640 people · EPA ID WA53AA317
Water Source	Purchased surface water from CLE ELUM WATER DEPARTMENT
Last State Inspection	Jul 2024
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gigabeam Internet Fixed Wireless	300 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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