351 Steam Gin Loop, Cle Elum, WA 98922 Property Records

Kittitas County property record for 351 Steam Gin Loop, Cle Elum, WA 98922

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,607 sqft · built 2020
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (May 2018)
Tax Bill	$11,622 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2015200580042`

Property Details

APN / Parcel Number

Primary APN	`2015200580042`
Alternative APN	`21762`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,607 sqft Living Area
Gross Area	5,739 sqft
1st Floor Area	2,372 sqft
Basement Area	1,235 sqft
Finished Basement	1,235 sqft
Utility Area	70 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	18,731 sqft (0.43 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	1,576 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Deck Area	149 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	351 STEAM GIN LOOP
City	CLE ELUM
State	WA
Zip	98922-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPR
Legal Description	ACRES 0.43; SUNCADIA, PH 1, DIV 3, LOT 42; SEC 20; TWP 20; RGE 15
Legal Range	15
Legal Township	20
Legal Section	20
Legal Subdivision	SUNCADIA
Legal Phase	1
Legal Lot Number	42
Jurisdiction	KITTITAS WA
Township / Civil Division	CLE ELUM
Census Block Group	1
Census Block	1080
Census Tract	975104

Owner

351 Steam Gin Loop is owned by an individual who bought it in May 2018.

Source: Kittitas County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	13431 NE 47TH ST, BELLEVUE, WA 98005-1111
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 24, 2019	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 10, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	May 10, 2010 · Amount on File
Deed Document Number	201830
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003090017
Date	Mar 9, 2022
Instrument	202203090017

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205

Mortgage

Document Number	0002110010
Date	Feb 11, 2022
Instrument	202202110010

Lender

Name	UMPQUA BANK
Type	Bank
Address	CLE ELUM, WA 98922

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004240036
Date	Apr 24, 2019
Instrument	201904240036

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010270025
Date	Oct 27, 2020
Instrument	202010270025

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002240001
Date	Feb 24, 2021
Instrument	202102240001

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 27, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000001
Date	Feb 24, 2021
Instrument	202102240001

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 27, 2046

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	May 10, 2018
Property Address	351 STEAM GIN LOOP, CLE ELUM, WA 98922-3205
Document Number	0005100030
Instrument Date	May 9, 2018
Instrument	5100030
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$2,896.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13431 NE 47TH ST BELLEVUE WA 980051111, BELLEVUE, WA 98005-1111

Tax Assessment & Valuation

The 2025 property tax bill for 351 Steam Gin Loop was $11,622.

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Cle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,622.00	$1,873,860 Land $452,200 Building $1,421,660	$1,873,860 Land $452,200 Building $1,421,660
2023		$1,738,880 Land $419,600 Building $1,319,280	$1,738,880 Land $419,600 Building $1,319,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Steam Gin Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Steam Gin Loop is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of Washington
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNCADIA RESORT private · serves 2,640 people · EPA ID WA53AA317
Water Source	Purchased surface water from CLE ELUM WATER DEPARTMENT
Last State Inspection	Jul 2024
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inland Telephone Company Fiber	500 / 500
Gigabeam Internet Fixed Wireless	300 / 300
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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