581 Spruce Trl, Forney, TX 75126 Property Records

Kaufman County property record for 581 Spruce Trl, Forney, TX 75126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,836 sqft · built 2018
Lot Size	0.184 acres (8,041 sqft)
Owner	Individual Name on Record
Tax Bill	$7,571 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R193228`

Property Details

APN / Parcel Number

Primary APN	`R193228`
Alternative APN	`00.3859.0003.0013.00.02.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,277 sqft
1st Floor Area	1,883 sqft
2nd Floor Area	953 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,041 sqft (0.184 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R193228
Street Address	581 SPRUCE TRL
City	FORNEY
State	TX
Zip	75126-6966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF CHESTNUT MEADOW PH 5, BLOCK C, LOT 13
Legal Subdivision	TRAILS OF CHESTNUT MEADOW PH 5
Legal Block	C
Legal Lot Number	13
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	2
Census Block	2005
Census Tract	50215

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	581 SPRUCE TRL, FORNEY, TX 75126-6966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 4, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 27, 2019	Loan Modification, Mortgage CITY BK
Feb 27, 2019	Loan Modification, Mortgage CITY BK
Feb 27, 2018	Deed of Trust, Mortgage CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024
Deed Sale	Mar 19, 2024
Prior Sale	Sep 4, 2019
Deed Document Number	2024-0007702
Deed Book / Page	8425 / 353
Record Updated	Jun 8, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 19, 2024
Property Address	581 SPRUCE TRL, FORNEY, TX 75126-6966
Document Number	0084250353
Book / Page	8425 / 353
Map Reference	VOL 3 PG 271
Instrument Date	Mar 15, 2024
Instrument	2024-0007702
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	CHICAGO TITLE/TX DFW, CHICAGO TITLE OF TEXAS DFW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	581 SPRUCE TRL, FORNEY, TX 75126-6966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPRUCE TRL, FORNEY, TX 75126-6966

Mortgage

Document Number	20240007703
Date	Mar 19, 2024
Instrument	2024-0007703

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Sep 4, 2019
Property Address	581 SPRUCE TRL, FORNEY, TX 75126-6966
Document Number	0061270104
Book / Page	6127 / 104
Map Reference	VOL 3 PG 271
Instrument Date	Aug 30, 2019
Instrument	2019-0021572
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021
Title Company	CHICAGO TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 400, 1800, FARMERS BRANCH, TX 75234-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPRUCE TRL, FORNEY, TX 75126-6966

Mortgage

Document Number	20190021573
Date	Sep 4, 2019
Instrument	2019-0021573

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2039

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAUFMAN TX
Property Address	581 SPRUCE TRL, FORNEY, TX 75126-6966
Document Number	0060670036
Instrument Date	May 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	0060670036
Date	Jul 10, 2019
Book Page	006067/000036
Instrument	15933

Lender

Name	CITY BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2020

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAUFMAN TX
Property Address	581 SPRUCE TRL, FORNEY, TX 75126-6966
Document Number	0060100438
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	0060100438
Date	May 14, 2019
Book Page	006010/000438
Instrument	10856

Lender

Name	CITY BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	581 SPRUCE TRL, FORNEY, TX 75126-6966
Document Number	0056020530
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	CHICAGO TITLE/TX DFW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923

Mortgage

Document Number	0056020530
Date	Mar 1, 2018
Book Page	005602/000530
Instrument	4911

Lender

Name	CITY BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Forney City
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,280 (-2.06%) Land $90,000 Building $331,280	$421,280 (-2.06%) Land $90,000 Building $331,280
2024	$7,571.00 (+14.54%)
2023	$6,610.00 (-7.16%) Homeowner's exemption	$430,154 Land $90,000 Building $340,154	$430,154 Land $90,000 Building $340,154
2022	$7,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORNEY serves 29,692 people · EPA ID TX1290002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jun 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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