581 Spencer Ln, Tyler, TX 75704 Property Records

Smith County property record for 581 Spencer Ln, Tyler, TX 75704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,744 sqft · built 2006
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on Record
Last Sale	$165,600 (Aug 2017)
Tax Bill	$3,259 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R139188`

Property Details

APN / Parcel Number

Primary APN	`R139188`
Alternative APN	`1-85705-0000-01-015000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,744 sqft Heated Area
1st Floor Area	1,744 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R139188
Street Address	581 SPENCER LN
City	TYLER
State	TX
Zip	75704-6654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON PLACE LOT 15
Legal Subdivision	WELLINGTON PLACE
Legal Lot Number	15
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	2
Census Block	2015
Census Tract	1606

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	581 SPENCER LN, TYLER, TX 75704-6654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Aug 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 11, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMTION INC
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	2017100029999
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0100029999
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	581 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001017917
Date	Jun 20, 2023
Instrument	202301017917

Lender

Name	CORELOGIC SOLEX
Type	Private Party
Address	1625 NW 136TH AVE STE 100E, SUNRISE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	581 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001030051
Date	Aug 3, 2022
Instrument	202201030051

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	581 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001001744
Date	Jan 22, 2024
Instrument	202401001744

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Sep 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	581 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001020422
Date	Jul 11, 2025
Instrument	202501020422

Lender

Name	OUTAMTION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 1, 2017
Property Address	581 SPENCER LN, TYLER, TX 75704-6654
Document Number	0000029999
Instrument Date	Jul 31, 2017
Instrument	29999
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 SPENCER LN TYLER TX 757046654, TYLER, TX 75704-6654

Mortgage

Document Number	30000
Date	Aug 1, 2017
Instrument	30000

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORIANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,259.00 (+14.15%) Homeowner's exemption	$334,601 (+6.56%) Land $23,970 Building $310,631	$334,601 (+6.56%) Land $23,970 Building $310,631
2025	$2,855.00 (-2.56%) Homeowner's exemption	$313,993 (+15.29%) Land $24,366 Building $289,627	$313,993 (+15.29%) Land $24,366 Building $289,627
2024	$2,930.00 (+12.56%)
2023	$2,603.00 (-17.91%) Homeowner's exemption	$272,362 Land $51,973 Building $220,389	$272,362 Land $51,973 Building $220,389
2022	$3,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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