561 Spencer Ln, Tyler, TX 75704 Property Records

Smith County property record for 561 Spencer Ln, Tyler, TX 75704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,878 sqft · built 2006
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (May 2019)
Tax Bill	$4,097 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R139186`

Property Details

APN / Parcel Number

Primary APN	`R139186`
Alternative APN	`1-85705-0000-01-013000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,878 sqft Heated Area
1st Floor Area	1,878 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R139186
Street Address	561 SPENCER LN
City	TYLER
State	TX
Zip	75704-6654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON PLACE LOT 13
Legal Subdivision	WELLINGTON PLACE
Legal Lot Number	13
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	2
Census Block	2015
Census Tract	1606

Owner

561 Spencer Ln is owned and occupied by an individual who bought it in May 2019.

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	561 SPENCER LN, TYLER, TX 75704-6654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 15, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 30, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG GRP
Jan 5, 2018	Warranty Deed, Subdivision Related Transfer AUSTIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Document Number	2019100017174
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	561 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001000683
Date	Jan 6, 2022
Instrument	202201000683

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	561 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001031830
Date	Oct 24, 2023
Instrument	202301031830

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Dec 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	561 SPENCER LN, TYLER, TX 75704-6654
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 SPENCER LN, TYLER, TX 75704-6654

Mortgage

Document Number	0001029644
Date	Oct 15, 2024
Instrument	202401029644

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Dec 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	May 30, 2019
Property Address	561 SPENCER LN, TYLER, TX 75704-6654
Document Number	0000017174
Instrument Date	May 30, 2019
Instrument	17174
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 SPENCER LN TYLER TX 757046654, TYLER, TX 75704-6654

Mortgage

Document Number	17175
Date	May 30, 2019
Instrument	17175

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Mortgage

Document Number	20835,
Date	May 30, 2019
Instrument	20835

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 29, 2029

Interest

Rate	10%

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jan 5, 2018
Property Address	561 SPENCER LN, TYLER, TX 75704-6654
Document Number	0000000991
Instrument Date	Dec 28, 2017
Instrument	991
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	561 SPENCER LN TYLER TX 757046654, TYLER, TX 75704-6654

Mortgage

Document Number	992
Date	Jan 5, 2018
Instrument	992

Lender

Name	AUSTIN BK
Type	Bank
Address	WHITEHOUSE, TX 75791

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 561 Spencer Ln was $4,097 with a homeowner's exemption, up 7.6% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,097.00 (+7.65%) Homeowner's exemption	$360,672 (+5.83%) Land $23,970 Building $336,702	$360,672 (+5.83%) Land $23,970 Building $336,702
2025	$3,806.00 (-5.51%) Homeowner's exemption	$340,794 Land $24,366 Building $316,428	$340,794 Land $24,366 Building $316,428
2024	$4,028.00 (-12.09%)
2023	$4,582.00 (+12.25%)	$293,169 Land $51,973 Building $241,196	$293,169 Land $51,973 Building $241,196
2022	$4,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Spencer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Spencer Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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