Branch County property record for 581 Schaeffer Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,464 sqft · built 1996 |
| Lot Size | 6.18 acres (269,201 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2004) |
| Tax Bill | $2,443 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-026-200-025-03 |
| Primary APN | 070-026-200-025-03 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,464 sqft Building Perimeter |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 269,201 sqft (6.18 acres) |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 581 SCHAEFFER DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM AT E 1/4 POST TH DUE N 1321.09 FT TO S R/W LI SCHAEFFER DR & S LI RUSSMOR RIVER EST NO 3 TH N 89DEG 06MIN 35SEC W 507.04 |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 26 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 951301 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 581 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2004 · Amount on Record |
| Deed Sale | Aug 23, 2004 · Amount on Record |
| Deed Document Number | 20048295 |
| Deed Book / Page | 1037 / 786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 581 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 202003455 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020-03455 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,100 (+30.57%) | $374,200 (+30.57%) | |
| 2025 | $2,443.00 (+2.69%) | $143,300 | $286,600 |
| 2024 | $2,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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