Branch County property record for 575 Schaeffer Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,401 sqft · built 1978 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,847 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-R80-000-042-00 |
| Primary APN | 070-R80-000-042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,401 sqft Building Perimeter |
| 1st Floor Area | 1,616 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 188 ft deep x 141 ft wide |
| Garage Area | 968 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 575 SCHAEFFER DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 42 RUSSMOR RIVER ESTATES NO. 3 SEC 26 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 26 |
| Legal Subdivision | RUSSMOR RIVER ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 951301 |
Source: Branch County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 575 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2026 |
| Transfer Doc | 0000004627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 22, 2026 |
| Property Address | 575 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Document Number | 0000004627 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20264627 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 575 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 575 SCHAEFFER DR, COLDWATER, MI 49036-9457 |
| Document Number | 0202205709 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022-05709 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,000 (+29.51%) | $488,000 (+29.51%) | |
| 2025 | $2,847.00 (+2.67%) | $188,400 | $376,800 |
| 2024 | $2,773.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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