Morris County and Chatham Township property record for 581 River Rd, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 2,999 sqft · built 2001 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jul 2019) |
| Tax Bill | $16,314 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| APN | 05-00063-0000-00009 |
| Primary APN | 05-00063-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,999 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 109,336 sqft |
| Account Number | 4054 |
|---|---|
| Street Address | 581 RIVER RD |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 63 |
| Legal Lot Number | 9 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 44000 |
581 River Rd is owned and occupied by two individuals who acquired it in June 2021.
Source: Morris County and Chatham Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 581 RIVER RD, CHATHAM, NJ 07928-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Feb 2, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PARKSIDE LENDING LLC |
| Jul 25, 2019 | Limited Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on File |
| Deed Sale | Jul 25, 2019 · Amount on File |
| Prior Sale | Jan 26, 2018 |
| Deed Document Number | 201938762 |
| Deed Book / Page | 23578 / 1595 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0243351953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 581 RIVER RD, CHATHAM, NJ 07928-1231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0245640376 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 24564/376 |
| Instrument | 2023004635 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Feb 2, 2022 |
| Property Address | 581 RIVER RD, CHATHAM, NJ 07928-1231 |
| Document Number | 0243351953 |
| Book / Page | 24335 / 1953 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2022009672 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TRUE N TITLE SERVICES LLC, TRUE NORTH TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 RIVER RD, CHATHAM, NJ 07928-1231 |
| Document Number | 2022009673 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022009673 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jul 25, 2019 |
| Property Address | 581 RIVER RD, CHATHAM, NJ 07928-1231 |
| Document Number | 0235781595 |
| Book / Page | 23578 / 1595 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019038762 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | SERVICELINK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 581 RIVER RD, CHATHAM, NJ 07928-1231 |
| Document Number | 2019038763 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019038763 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Morris County and Chatham Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Chatham Township |
| Unified School District | The Chathams School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $820,200 (-) Land $431,300 Building $388,900 | $820,200 (-) Land $431,300 Building $388,900 | |
| 2025 | $820,200 Land $431,300 Building $388,900 | $820,200 Land $431,300 Building $388,900 | |
| 2024 | $16,314.00 | ||
| 2023 | $820,200 Land $431,300 Building $388,900 | $820,200 Land $431,300 Building $388,900 | |
| 2022 | $15,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 581 River Rd; there have been 5 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1990–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 581 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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