Morris County and Chatham Township property record for 580 River Rd, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 3,605 sqft · built 2023 |
| Lot Size | 0.949 acres (41,347 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,345,000 (Sep 2023) |
| Tax Bill | $21,841 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| APN | 05 00062-0000-00056 |
| Primary APN | 05 00062-0000-00056 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,605 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 41,347 sqft (0.949 acres) |
| Account Number | 3466 |
|---|---|
| Street Address | 580 RIVER RD |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 62 |
| Legal Lot Number | 56.1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 44000 |
580 River Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Morris County and Chatham Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 580 RIVER RD, CHATHAM, NJ 07928-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 14, 2023 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 4, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on File |
| Deed Sale | Sep 14, 2023 · Amount on File |
| Prior Sale | Dec 18, 1997 · Amount on File |
| Deed Document Number | 202334992 |
| Deed Book / Page | 24655 / 168 |
| Prior Transfer Date | Apr 4, 2023 |
| Prior Transfer Doc | 0245851123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 580 RIVER RD, CHATHAM, NJ 07928-1260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 580 RIVER RD, CHATHAM, NJ 07928-1260 |
| Document Number | 0249911785 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 24991/1785 |
| Instrument | 2025041335 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Sep 14, 2023 |
| Property Address | 580 RIVER RD, CHATHAM, NJ 07928-1260 |
| Document Number | 0246550168 |
| Book / Page | 24655 / 168 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023034992 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER STLMT SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,199.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 ALLWOOD RD APT 5, 5, CLIFTON, NJ 07014-1622 |
| Name | Verified Name |
|---|---|
| Address | 580 RIVER RD, CHATHAM, NJ 07928-1260 |
| Document Number | 2023034993 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023034993 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 4, 2023 |
| Property Address | 580 RIVER RD, CHATHAM, NJ 07928-1260 |
| Document Number | 0245851123 |
| Book / Page | 24585 / 1123 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023011957 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 ALLWOOD RD APT 5, 5, CLIFTON, NJ 07014-1622 |
| Name | Verified Name |
|---|---|
| Address | 128 ALLWOOD RD APT 5, 5, CLIFTON, NJ 07014-1622 |
Source: Morris County and Chatham Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Chatham Township |
| Unified School District | The Chathams School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,129,300 (-) Land $320,500 Building $808,800 | $1,129,300 (-) Land $320,500 Building $808,800 | |
| 2025 | $1,129,300 Land $320,500 Building $808,800 | $1,129,300 Land $320,500 Building $808,800 | |
| 2024 | $21,841.00 | ||
| 2023 | $860,500 (+109.62%) Land $360,500 Building $500,000 | $860,500 (+109.62%) Land $360,500 Building $500,000 | |
| 2022 | $7,988.00 (+12.11%) | $410,500 Land $360,500 Building $50,000 | $410,500 Land $360,500 Building $50,000 |
| 2021 | $7,125.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 580 River Rd; there have been 5 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1990–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 580 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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