581 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 581 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,378 sqft · built 2001
Lot Size	0.578 acres (25,160 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (May 2016)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9944-22-1096`

Property Details

APN / Parcel Number

Primary APN	`9944-22-1096`
Alternative APNs	`126A0000188000C` `000158258` `9944-22`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	3,378 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	25,160 sqft (0.578 acres)
Lot Dimensions	17 ft deep x 14.8 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	350 sqft
Porch	Porch
Porch Area	1,114 sqft
Patio Area	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000158258
Street Address	581 OCEAN TRL
City	COROLLA
State	NC
Zip	27927-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 188 SECT C OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	188
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 OCEAN TRL, COROLLA, NC 27927-9688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Deed Book / Page	1366 / 384
Last Transfer Date	Feb 2, 2021
Transfer Doc	0016040015
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	581 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015900912
Date	Jan 11, 2021
Book Page	1590/912
Instrument	359529

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	581 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014150515
Date	Aug 8, 2017
Book Page	1415/515

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CURRITUCK NC
Recording Date	Mar 3, 2021
Property Address	581 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0016040015
Book / Page	1604 / 15
Map Reference	MB 4 PG 9
Instrument Date	Feb 2, 2021
Instrument	361475
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 OCEAN TRL, COROLLA, NC 27927-9688

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (+0.4%)	$502,600 (-) Land $120,000 Building $382,600
2024	$4,040.00 (+11.73%)	$502,600 (-) Land $120,000 Building $382,600
2023	$3,616.00 (+20.57%)	$502,600 (-) Land $120,000 Building $382,600	$502,600 (-) Land $120,000 Building $382,600
2022	$2,999.00	$502,600 Land $120,000 Building $382,600	$502,600 (-) Land $120,000 Building $382,600
2021			$502,600 Land $120,000 Building $382,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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