578 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 578 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,500 sqft · built 2017
Lot Size	0.573 acres (25,000 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Feb 2017)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9944-11-9727`

Property Details

APN / Parcel Number

Primary APN	`9944-11-9727`
Alternative APNs	`126A0000197000C` `000143445` `9944-11`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	250 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000143445
Street Address	578 OCEAN TRL
City	COROLLA
State	NC
Zip	27927-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 197 SECT C OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	197
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1117
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

578 Ocean Trl is owned by an individual who bought it in February 2017.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Mailing Address	138 OYSTER BED LN, SOUTHERN SHORES, NC 27949-3508
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Jan 29, 2018	Loan Modification, Mortgage · Conventional Mortgage TOWNE BK
Feb 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017 · Amount on File
Deed Sale	Feb 13, 2017 · Amount on File
Deed Document Number	0001396722
Deed Book / Page	1396 / 722
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	578 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014280454
Date	Dec 14, 2017
Book Page	1428/454

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	578 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014170180
Date	Aug 25, 2017
Book Page	1417/180

Lender

Name	TOWNEBANK
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CURRITUCK NC
Property Address	578 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0014320915
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 OYSTER BED LN SOUTHERN SHORES NC 279493508, SOUTHERN SHORES, NC 27949-3508

Mortgage

Document Number	0014320915
Date	Jan 31, 2018
Book Page	001432/000915
Instrument	333843

Lender

Name	TOWNE BK
Type	Bank
Address	2 JUNIPER TRL, SOUTHERN SHORES, NC 27949-3732

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 13, 2017
Property Address	578 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0013960722
Book / Page	001396 / 000722
Instrument Date	Feb 6, 2017
Instrument	327274
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 OYSTER BED LN KITTY HAWK NC 279493508, KITTY HAWK, NC 27949-3508

Tax Assessment & Valuation

The 2025 property tax bill for 578 Ocean Trl was $2,766, up 0.6% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+0.58%)	$326,200 (-) Land $110,000 Building $216,200
2024	$2,750.00 (+11.2%)	$326,200 (-) Land $110,000 Building $216,200
2023	$2,473.00 (+17.82%)	$326,200 (-) Land $110,000 Building $216,200	$326,200 (-) Land $110,000 Building $216,200
2022	$2,099.00	$326,200 Land $110,000 Building $216,200	$326,200 (-) Land $110,000 Building $216,200
2021			$326,200 Land $110,000 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 578 Ocean Trl in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 578 Ocean Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Trl

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