Somerset County and Bound Brook Borough property record for 581 Mountain Ave, Bound Brook, NJ 08805
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1913 |
| Lot Size | 0.16 acres (6,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Nov 2025) |
| Tax Bill | $11,507 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00094-0000-00015 |
| Primary APN | 04-00094-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Construction Type | Frame |
| Lot Area | 6,952 sqft (0.16 acres) |
| Lot Dimensions | 139 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 581 MOUNTAIN AVE |
|---|---|
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 94 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BOUND BROOK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 51300 |
Source: Somerset County and Bound Brook Borough records · APN 04-00094-0000-00015
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 21, 2025 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 10, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2018 · Amount on Record |
| Deed Document Number | 202533129 |
| Deed Book / Page | 7651 / 3035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Document Number | 0000011912 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 7432/3376 |
| Instrument | 2022011912 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Document Number | 0000044013 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 7477/1209 |
| Instrument | 2022044013 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Nov 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Document Number | 0000014761 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 7509/2321 |
| Instrument | 2023014761 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 257 Months |
| Due | Nov 01, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 21, 2025 |
| Property Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Document Number | 0000033129 |
| Book / Page | 7651 / 3035 |
| Instrument Date | Nov 15, 2025 |
| Instrument | 2025033129 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 OLDREAD1NGTON ROAD, WHITE HOUSE STATION, NJ 08889 |
| Name | Verified Name |
|---|---|
| Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Document Number | 0000033130 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025033130 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000044003 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 7167/1124 |
| Instrument | 2019044003 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 10, 2018 |
| Property Address | 581 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719 |
| Document Number | 0000045640 |
| Book / Page | 007088 / 000214 |
| Instrument Date | Dec 05, 2018 |
| Instrument | 45640 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 MOUNTAIN AVE BOUND BROOK NJ 088051719, BOUND BROOK, NJ 08805-1719 |
| Document Number | 45641 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 007088/000220 |
| Instrument | 45641 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2048 |
Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bound Brook Borough |
| Unified School District | Bound Brook Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,900 (+4.51%) Land $196,900 Building $348,000 | $544,900 (+4.51%) Land $196,900 Building $348,000 | |
| 2025 | $11,507.00 (+2.83%) | $521,400 (+50.52%) Land $178,100 Building $343,300 | $521,400 (+50.52%) Land $178,100 Building $343,300 |
| 2024 | $11,190.00 (+41.57%) | ||
| 2023 | $346,400 Land $140,600 Building $205,800 | $346,400 Land $140,600 Building $205,800 | |
| 2022 | $7,904.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1999–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 261 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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