559 Mountain Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 559 Mountain Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,692 sqft · built 1914
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Oct 2023)
Tax Bill	$10,777 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-00094-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`04-00094-0000-00020`
Alternative APN	`040009400020`

Interior

Stories	2 Stories
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	559 MOUNTAIN AVE
City	BOUND BROOK
State	NJ
Zip	08805-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	MIDDLEBROOK HEIGHTS
Legal Block	94
Legal Lot Number	20
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1014
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jan 11, 2019	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	202328045
Deed Book / Page	7530 / 3805
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	0000024927
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719

Mortgage

Document Number	0000031951
Date	Nov 12, 2025
Book Page	7649/3831
Instrument	2025031951

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 25, 2023
Property Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Document Number	0000028045
Book / Page	7530 / 3805
Instrument Date	Oct 11, 2023
Instrument	2023028045
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	INVESTORS FIRST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 PINE BANK RD, FLEMINGTON, NJ 08822-7165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719

Mortgage

Document Number	0000028046
Date	Oct 25, 2023
Instrument	2023028046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043641
Date	Oct 25, 2022
Book Page	7476/2850
Instrument	2022043641

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 11, 2019
Property Address	559 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Document Number	0000001413
Book / Page	007094 / 001518
Instrument Date	Jan 7, 2019
Instrument	1413
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	FORTUNE TITLE AGENCY INC, FORTUNE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 PINE BANK RD FLEMINGTON NJ 088227165, FLEMINGTON, NJ 08822-7165

Mortgage

Document Number	1414
Date	Jan 11, 2019
Book Page	007094/001524
Instrument	1414

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,300 (+4.71%) Land $197,300 Building $314,000	$511,300 (+4.71%) Land $197,300 Building $314,000
2025	$10,777.00 (+3.03%)	$488,300 (+14.25%) Land $178,500 Building $309,800	$488,300 (+14.25%) Land $178,500 Building $309,800
2024	$10,460.00 (+6.46%)
2023		$427,400 (+53.58%) Land $141,000 Building $286,400	$427,400 (+53.58%) Land $141,000 Building $286,400
2022	$9,825.00 (+43.58%)	$278,300 Land $122,300 Building $156,000	$278,300 Land $122,300 Building $156,000
2021	$6,843.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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