San Luis Obispo County property record for 581 Monterey Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 957 sqft · built 1955 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $435,000 (Dec 2003) |
| Tax Bill | $6,816 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-135-006 |
| Primary APN | 066-135-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 957 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,800 sqft (0.133 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 581 MONTEREY AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 30 |
| Legal Description | CY MB TN MORRO SCHNEIDER SB BL 16 LT 3 |
| Legal Subdivision | MORRO |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-135-006
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1680 YAMA LN, SAN LUIS OBISPO, CA 93402-1800 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BEST CAPITAL FUNDING |
| Apr 16, 2021 | Intrafamily Transfer, Transfer PLACER TITLE COMPANY |
| Jun 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2003 · Amount on Record |
| Deed Sale | Dec 04, 2003 · Amount on Record |
| Prior Sale | Apr 16, 2021 |
| Deed Document Number | 0000138201 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 581 MONTEREY AVE, MORRO BAY, CA 93442-2257 |
| Document Number | 0000028512 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021028512 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1680 YAMA LN, SAN LUIS OBISPO, CA 93402-1800 |
| Document Number | 0000028513 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021028513 |
| Name | BEST CAPITAL FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 581 MONTEREY AVE, MORRO BAY, CA 93442-2257 |
| Document Number | 0000028514 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021028514 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1680 YAMA LN, SAN LUIS OBISPO, CA 93402-1800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 581 MONTEREY AVE, MORRO BAY, CA 93442-2257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000024790 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018024790 |
| Name | RESOURCE LENDERS INC |
|---|---|
| Type | Lending Institution |
| Address | FRESNO, CA 93711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,816.00 (+3.6%) | $618,464 (+4.04%) Land $426,531 Building $191,933 |
| 2023 | $6,579.00 (+6.68%) | $594,450 Land $409,969 Building $184,481 |
| 2022 | $6,167.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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