San Luis Obispo County property record for 565 Monterey Ave, #B, Morro Bay, CA 93442
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4.5 ba · 2,798 sqft · built 1980 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $710,500 (Apr 2016) |
| Tax Bill | $9,193 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-135-008 |
| Primary APN | 066-135-008 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,798 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 5,800 sqft (0.133 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 565 MONTEREY AVE, A |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2257 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 30 |
| Legal Description | CY MB TN MORRO SCHNEIDER SB BL 16 LT 5 |
| Legal Subdivision | TOWN/MORRO BAY |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-135-008
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 565 MONTEREY AVE, MORRO BAY, CA 93442-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE HOUSE INC |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Deed Document Number | 201619287 |
| Last Transfer Date | Feb 08, 2024 |
| Transfer Doc | 0000017819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 565 MONTEREY AVE # B, B, MORRO BAY, CA 93442-2257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027375 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 2017027375 |
| Name | THE MORTGAGE HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 565 MONTEREY AVE # B, B, MORRO BAY, CA 93442-2257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000023437 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020023437 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $857,901 (+2%) Land $422,611 Building $435,290 | |
| 2025 | $9,193.00 (+3.64%) Homeowner's exemption | $841,080 (+4.04%) Land $414,325 Building $426,755 |
| 2023 | $8,870.00 (+6.7%) Homeowner's exemption | $808,422 Land $398,237 Building $410,185 |
| 2022 | $8,313.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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