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581 Mitchell Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 581 Mitchell Dr, Los Osos, CA 93402 · Last verified October 2025

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2 ba · 1,150 sqft · built 1954
Lot Size0.136 acres (5,953 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Jun 2024)
Tax Bill$6,950 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN074-112-029

Property Details

APN / Parcel Number

Primary APN074-112-029

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,150 sqft

Exterior

Year BuiltBuilt 1954
Construction TypeWood Frame
Lot Area5,953 sqft (0.136 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address581 MITCHELL DR
CityLOS OSOS
StateCA
Zip93402-2025
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionCUESTA BY THE SEA BL 28 LTS 3 TO 5
Legal SubdivisionCUESTA BY SEA
Legal Block28
Legal Lot Number3 4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2009
Census Tract10707

Owner

Source: San Luis Obispo County records · APN 074-112-029

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address581 MITCHELL DR, LOS OSOS, CA 93402-2025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
SESLOC FCU
Jun 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 17, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJun 12, 2020
Deed Document Number2024017264
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address581 MITCHELL DR, LOS OSOS, CA 93402-2025
Transaction TypeMortgage
Record UpdatedOct 02, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 MITCHELL DR, LOS OSOS, CA 93402-2025

Mortgage

Document Number0000027447
DateSep 18, 2025
Instrument2025027447
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.6%
IndexSOFR Average 30-Day
Max Rate11.6%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 12, 2020
Property Address581 MITCHELL DR, LOS OSOS, CA 93402-2025
Document Number0000029091
Instrument DateMar 31, 2020
Instrument29091
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1916 VENTURA CA 930021916, VENTURA, CA 93002-1916

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 17, 2018
Property Address581 MITCHELL DR, LOS OSOS, CA 93402-2025
Document Number0000038239
Instrument DateJun 04, 2018
Instrument38239
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address259 W SANTA CLARA ST VENTURA CA 930012545, VENTURA, CA 93001-2545

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$6,950.00 (+66.55%)$433,500 (+135.66%) Land $433,500
2023$4,173.00 (+0.19%)$183,955 Land $183,955
2022$4,165.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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