550 Mitchell Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 550 Mitchell Dr, Los Osos, CA 93402 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1963
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$747,000 (May 2025)
Tax Bill$10,236 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074-113-015

Property Details

APN / Parcel Number

Primary APN074-113-015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area888 sqft Living Area
1st Floor Area888 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address550 MITCHELL DR
CityLOS OSOS
StateCA
Zip93402-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUESTA BY THE SEA BL 31 LT 17
Legal SubdivisionCUESTA/SEA
Legal Block31
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2010
Census Tract10707

Owner

Source: San Luis Obispo County records · APN 074-113-015

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 MITCHELL DR, LOS OSOS, CA 93402-2026
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
E-CHICAGO TITLE, CHICAGO TITLE
Mar 15, 2024Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleMar 15, 2024 · Amount on Record
Deed Document Number202513921
Prior Transfer DateSep 10, 2010
Prior Transfer Doc0000045540
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 29, 2026
Property Address550 MITCHELL DR, LOS OSOS, CA 93402-2026
Document Number0000013164
Instrument DateApr 22, 2026
Instrument202613164
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address550 MITCHELL DR, LOS OSOS, CA 93402-2026

Mortgage

Document Number0000013164,
DateApr 29, 2026
Instrument202613164
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.38%
Max Rate-1%

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 15, 2024
Property Address550 MITCHELL DR, LOS OSOS, CA 93402-2026
Document Number0000006828
Map ReferenceMB 3 PG 48
Instrument DateMar 08, 2024
Instrument2024006828
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6525 WANDERMERE DR, SAN DIEGO, CA 92120-3216

Mortgage

Document Number0000006829
DateMar 15, 2024
Instrument2024006829
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$10,236.00 (+91.79%)$693,600 (+163.79%) Land $459,000 Building $234,600
2024$5,337.00 (-6.74%)
2023$5,723.00 (+8.23%)$262,938 Land $118,174 Building $144,764
2022$5,288.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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