581 Mesa Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 581 Mesa Rd, Nipomo, CA 93444 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Sep 2019)
Tax Bill	$8,642 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`091-312-010`

Property Details

APN / Parcel Number

Primary APN	`091-312-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	581 MESA RD
City	NIPOMO
State	CA
Zip	93444-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1548 LT 10 LESS 1/2 MIN RTS
Legal Subdivision	TRACT NO 1548
Legal Tract	1548
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2002
Census Tract	12403

Owner

Source: San Luis Obispo County records · APN 091-312-010

Assessment roll updated August 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 MESA RD, NIPOMO, CA 93444-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit GTE FCU
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 06, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 07, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jun 07, 2018	Grant Deed, Transfer · Conventional Mortgage KINGS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Prior Sale	Jun 07, 2018 · Amount on Record
Deed Document Number	201937464
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2026
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Document Number	0000011216
Instrument Date	Apr 06, 2026
Instrument	202611216
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000011216,
Date	Apr 14, 2026
Instrument	202611216

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000040069
Date	Dec 30, 2025
Instrument	2025040069

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000011220
Date	Mar 11, 2022
Instrument	2022011220

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Transaction Type	Mortgage
Record Updated	Feb 03, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000003823
Date	Jan 26, 2022
Instrument	2022003823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Transaction Type	Mortgage
Record Updated	May 04, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000030590
Date	Apr 23, 2021
Instrument	2021030590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038399
Date	Jul 28, 2020
Instrument	2020038399

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 06, 2019
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Document Number	0000037464
Map Reference	MB 16 PG 34
Instrument Date	Aug 21, 2019
Instrument	2019037464
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000037465
Date	Sep 06, 2019
Instrument	2019037465

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 07, 2018
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Document Number	0000023356
Instrument Date	May 15, 2018
Instrument	23356
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12540 NE MARINE VIEW DR KINGSTON WA 983469160, KINGSTON, WA 98346-9160

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 07, 2018
Property Address	581 MESA RD, NIPOMO, CA 93444-9342
Document Number	0000023357
Map Reference	MB16 PG34
Instrument Date	May 14, 2018
Instrument	2018023357
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	581 MESA RD, NIPOMO, CA 93444-9342

Mortgage

Document Number	0000023358
Date	Jun 07, 2018
Instrument	2018023358

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,642.00 (+3.47%) Homeowner's exemption	$819,138 (+4.04%) Land $328,093 Building $491,045
2024	$8,352.00 (+1.19%)
2023	$8,254.00 (+1.55%) Homeowner's exemption	$787,331 Land $315,353 Building $471,978
2022	$8,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790124032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 22% of California
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Ranch WiFi, Peak WiFi, Kcindur Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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